Approved for Alliant, Chase Ink, BOA CLI, & Staples Card - denied USAA, BOA business, Amex

[youngman1234]

Hi everyone,

Ok I know everyone on this forum told me not to apply for anything but I just had to obtain more credit to be able to use for my business.
So approved for the following -
alliant plat = 2.5K
Chase ink= 5K
Boa CLI- from 3K to 5K
Staples business card- ???

Denied for the following:

USAA- told me score is great and payment history is good but why do I need for cc's I already have 18....
BOA business - flat out said it's a new company and they need to see credit history with other creditors for at least 6 months- 1 year
Amex- said I am a very risky customer in their view ?? And too short history with them....


Anyway I'm happy something is better than nothing.....

[Creditaddict]

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@youngman1234 wrote:
Hi everyone,

Ok I know everyone on this forum told me not to apply for anything but I just had to obtain more credit to be able to use for my business.
So approved for the following -
alliant plat = 2.5K
Chase ink= 5K
Boa CLI- from 3K to 5K
Staples business card- ???

Denied for the following:

USAA- told me score is great and payment history is good but why do I need for cc's I already have 18....
BOA business - flat out said it's a new company and they need to see credit history with other creditors for at least 6 months- 1 year
Amex- said I am a very risky customer in their view ?? And too short history with them....


Anyway I'm happy something is better than nothing.....

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Are these all Business Accounts that you just opened?  If so this thread should be moved over under Business Credit... You will get more relevant inforimation for business I believe.