This might be a stupid question, but is there a website that you can entered your infomation and see your chances of getting approved. I heard that creditcards.com has something like that but not reliable.
$5k
$4.5k
$2.8k
$8k
$500
You can do some research on whogavemecredit.com that could help give you an idea
@thom02099 wrote:
@CredittotheMax wrote:This might be a stupid question, but is there a website that you can entered your infomation and see your chances of getting approved. I heard that creditcards.com has something like that but not reliable.
Try a Google search of "credit pulls database" and check the site of which we may not speak...
Thanks, this website seems a lot more organized than whogavemecredit
creditkarma is not reliable with their recommendations. I wasted quite a few inquiries because of them when I was very new to credit.
DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
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Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! 
Last App: 4/5/13 Gardening until July 2014
@eviLution wrote:
creditkarma is not reliable with their recommendations. I wasted quite a few inquiries because of them when I was very new to credit.
Thats true, they tell me to apply for cards that I already have.
@CredittotheMax wrote:
@eviLution wrote:
creditkarma is not reliable with their recommendations. I wasted quite a few inquiries because of them when I was very new to credit.Thats true, they tell me to apply for cards that I already have.
The best is when they say chances of approval are poor for cards you already have AND received instant approval.
@09Lexie wrote:
@CredittotheMax wrote:
@eviLution wrote:
creditkarma is not reliable with their recommendations. I wasted quite a few inquiries because of them when I was very new to credit.Thats true, they tell me to apply for cards that I already have.
The best is when they say chances of approval are poor for cards you already have AND received instant approval.
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Yep I have experienced the exact same thing with CK. You cannot take anything that is on the website seriously except for the data (accounts) contained on your credit report, and from what I've seen even that could be suspect sometimes. So CK is strictly a monitoring tool for the items that appear on your credit report. You cannot use it for the score and certainly not to make any decisions on who you should apply for credit with. It was suggested to google the creditpulls database. That is the only tool that I have used to get ALL of my credit in my siggy and so far my only decline has been from Amex. I should have known not to apply....I got caught up in a drapping episode that began and ended with Amex 
