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@dodgerslv wrote:
@enharu wrote:best of luck!
thanks buddy! have you heard any news on the US Bank application?
I just found out today I got approved
I hope everything turns out well with your Wells Fargo App. Sounds like they declined you due to a misunderstanding. How much util do you have on the secured card currently? If it is high, you could try to explain you'll be paying it off soon.
Congrats on your approval buddy!!! what did they start you out with? (sorry, just logged in and havent read current threads). I charged 2500 on the card a couple of weeks ago and just paid 600 right of the bat so at about 1900 balance...i have a pending payment of 1700 that will be from BofA (balance transfer) that will probably post my monday or tuesday. I dont think that should be an issue right?
Nevermind...just looked at your siggy!!! WOW!!! nice job my friend! happy for you! i guess US bank is generous when it comes to limits!
yea i was very surprised at the limit too. i thought they'd just match my other limits or offer a little higher, so I was very surprised.
what are the utilization on your other cards like? since the payment is still pending, they'll most likely just look at your current balance or whatever is on your CR. You probably will need to call them and tell them about this just so they wont miss it.
@enharu wrote:yea i was very surprised at the limit too. i thought they'd just match my other limits or offer a little higher, so I was very surprised.
what are the utilization on your other cards like? since the payment is still pending, they'll most likely just look at your current balance or whatever is on your CR. You probably will need to call them and tell them about this just so they wont miss it.
they pulled EQ and SP on EX...EQ 10% and EX at 9%. I will just call them up monday and see what i can find out. I almost apped for US Bank instead of Citi but when i found out they are kind of strict and dont like collections at all so i passed on them. I may try them next year.
@enharu wrote:
@dodgerslv wrote:
@enharu wrote:best of luck!
thanks buddy! have you heard any news on the US Bank application?
I just found out today I got approved
I hope everything turns out well with your Wells Fargo App. Sounds like they declined you due to a misunderstanding. How much util do you have on the secured card currently? If it is high, you could try to explain you'll be paying it off soon.
Congratulations!!!
i think you are fine then since your util is really low on your reports.
I don't think US Bank is strict at all, or at least as strict I was expecting them to be. I was just applying for the Cash+ for the fun of it with zero expectations of getting approved since I have 10 inquiries on my EX. Somehow I still got approved.
well, my application for the unsecured WF was approved. 3000 limit. Not bad considering thats around where my other limits are at the moment. At least i am getting my 3500 dollars back. Now i am just left with my BofA secured card that will hit the 1 year mark the first week of May..hopefully they give me some love!
WOW!!! congrats!!! which card did you apply for?? Platinum, Rewards, Cash Back??
Well at lest It was worth stepping out of the garden.