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Well this is the month that Wells Fargo reviews secured credit cards so keeping my fingers crossed it happens for many of us. Im going to call them up once this months statement closes and see if they can tell me if my card is eligible (closes April 9th). Lets keep this thread updated for all fellow WF secured credit card holders and update our results and graduations...good luck everyone!
@dodgerslv wrote:Well this is the month that Wells Fargo reviews secured credit cards so keeping my fingers crossed it happens for many of us. Im going to call them up once this months statement closes and see if they can tell me if my card is eligible (closes April 9th). Lets keep this thread updated for all fellow WF secured credit card holders and update our results and graduations...good luck everyone!
+1 My statement closes on 26th. Lets see what happens. I hope this card graduates before I graduate grad school.
@maninder89 wrote:
@dodgerslv wrote:Well this is the month that Wells Fargo reviews secured credit cards so keeping my fingers crossed it happens for many of us. Im going to call them up once this months statement closes and see if they can tell me if my card is eligible (closes April 9th). Lets keep this thread updated for all fellow WF secured credit card holders and update our results and graduations...good luck everyone!
+1 My statement closes on 26th. Lets see what happens. I hope this card graduates before I graduate grad school.
LOL...i hear you buddy...WF really needs to get on with the program.
best of luck!
Yea Wells Fargo is really lagging behind in their credit department. Seems like they're more focused on other areas than credit cards.
Hopefully they come up with better offerings soon as well.
I don't have the WF secured card but I do have the WF rewards Visa card since August 2011....I've had two CLI's since....started with an initial CL of $7,000 and they bumped it up to $9,500 in April 2012.....and on March 30, 2013, they bumped my CL to $12,500. Compare that to the Cap One Platinum Visa card I've had since July 2005 with a CL of $500 and have never had a CLI.
Wells Fargo Rewards Visa - $12,500
Citi Hilton Honors Signature Visa - $9,000
Citi American Airlines AAdvantage American Express - $5,810
US Bank Harley Davidson Chrome Rewards Visa - $4,000
Venture One Capital One - $3,000
Merrick Bank (formerly Hooters Mastercard) Visa - $2,100
BMW Visa - $1,650
Discover More - $1,000
LL Bean Visa - $650
Capital One Platinum Cash Rewards - $500
I think im going to call them up in the next few days and just straight out ask them if my card will graduate this month or not or by when can i know? Im so anxious cuz i already have in mind what i wanna use those 3500 dollars for and i need it by May.
well, disappointing news for my WF secured. Called earlier today and they were able to tell me that my card didnt qualify for graduation this month. Im so bummed, and whats even worse i just went and applied for the unsecured card and go the "pending" application message. They pulle EQ (which is at 705 right now). No collections reporting there. Just 2 chargeoffs from 2007. Now i did put my income in and additional income coming in from being a part time business owner this year (opened the business account through WF also. I will actually be very depressed if end up getting denied for the WF card. I dont know, i guess i thought i had a good chance of getting instantly approved. Oh well...let me refresh by gardening date...
@dodgerslv wrote:well, disappointing news for my WF secured. Called earlier today and they were able to tell me that my card didnt qualify for graduation this month. Im so bummed, and whats even worse i just went and applied for the unsecured card and go the "pending" application message. They pulle EQ (which is at 705 right now). No collections reporting there. Just 2 chargeoffs from 2007. Now i did put my income in and additional income coming in from being a part time business owner this year (opened the business account through WF also. I will actually be very depressed if end up getting denied for the WF card. I dont know, i guess i thought i had a good chance of getting instantly approved. Oh well...let me refresh by gardening date...
FWIW, WF didn't unsecure me for 18 months. I had been a bank customer for 30 years with a clear banking record. EQ FICO was up to 707 at the time they unsecured me.