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@Dervrak wrote:I had a weird experience with AMEX, I declared C7 Bankruptcy in 1999 and discharged an AMEX card in the amount of ~$3,000. Well in 2017 I applied for an AMEX card, was approved, only used it a couple time and kept it payed off. Then last month I got a notice from my credit monitoring service that my AMEX account was "closed by grantor". I figured it had simply been closed for non-use as I hadn't put a charge on it for over a year. However, when I got the notice in the mail it said the account had been closed due to "prior charged off AMEX account". Lol! I guess somebody at AMEX must have done a search of 20 year old charge off records and flagged my account.
A retro active blackilst - that's remarkable if the case. Where boths cards Green charge cards?
@BallBounces wrote:A retro active blackilst - that's remarkable if the case. Where boths cards Green charge cards?
The card that was discharged in bankruptcy in 1999 was a card I had gotten in college a few years prior, Optima Student card, if I recall? (it's been 20 years).
The card they just cancelled on me was a Blue Cash Preferred card.
@Dervrak wrote:
@BallBounces wrote:A retro active blackilst - that's remarkable if the case. Where boths cards Green charge cards?
The card that was discharged in bankruptcy in 1999 was a card I had gotten in college a few years prior, Optima Student card, if I recall? (it's been 20 years).
The card they just cancelled on me was a Blue Cash Preferred card.
Ouch! That makes bad prospects for some others if they are going to start doing that to people.
@Dervrak wrote:I had a weird experience with AMEX, I declared C7 Bankruptcy in 1999 and discharged an AMEX card in the amount of ~$3,000. Well in 2017 I applied for an AMEX card, was approved, only used it a couple time and kept it payed off. Then last month I got a notice from my credit monitoring service that my AMEX account was "closed by grantor". I figured it had simply been closed for non-use as I hadn't put a charge on it for over a year. However, when I got the notice in the mail it said the account had been closed due to "prior charged off AMEX account". Lol! I guess somebody at AMEX must have done a search of 20 year old charge off records and flagged my account.
That is really odd. What was your credit profile like at the time Amex closed your account?