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I'm trying to figure out what sources do credit card companies use as a way to find canidates for credit cards.Credit bureaus is one way but are there others? Do credit card companies use Myfico,or Credit Karma? Any other sources?
@MountainHiker wrote:I'm trying to figure out what sources do credit card companies use as a way to find canidates for credit cards.Credit bureaus is one way but are there others? Do credit card companies use Myfico,or Credit Karma? Any other sources?
The big 3 are where they pull from EX, EQ and TU are all business related. myFICO, Credit Karma et al are consumer based. Credit Karma is actually a FAKO and does not give you a FICO score rather their own rendition of a score. General rule of thumb for a FAKO is +/- 200pts. "give or take".