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Is your exposure more than 70% of income?
Approaching 85%.
My two cards (combined) are at 31% of my monthly gross income.
DW single card is double her monthly gross, and 50% of monthly household gross.
I assume most are talking about their Discover CL(s) expressed as a percentage of annual (not monthly) income, though I could be wrong.
And, on that question, all I can say is lol. I'm approaching 1.5% of income! I am in the Disco kiddie pool.
Close. 24%
I WISH! I'm swimming in @KJinNC 's pool. Just over 3%.
Around 2.5% household and 5% individual.
That reminds me I better go and put some spend on my Discover, my oldest card. It has been hanging with socks for almost a year.
Doing a comparison of CL to current annual salary, I'm about 14%.
Single digits.
My overall trade lines are well below 50% of annual income.
To be honest... going forward I want to tweak and enhance a little of what what I have rather than make wholesale changes. I don't really see the need for trade lines that are multiples of my income. I spent five years doing everything on debit cards...
My income fluctuates, but I got a $2k SL in 2014 and one CLI to $3k.
My last two approvals were BofA Premium for $17k and BofA WWF Cash Rewards for $21k.
The curse of a joint account.