Ashley Furniture GE Experience?

[Creditaddict]

Been so long I still thought it was backed by Citi!

Anyone have recent experience (I'm in CA)

Looks just like a CareCredit app.... Should you ask high and it counters or ask little lower and then instantly call about going up??

Through Memorial Day they are offering up to 60 months 0% or up to 25% off but still financing for 12+ months!!!! (INCLUDING TEMPUR-PEDIC!)

[zerobacan]

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@Creditaddict wrote:

Been so long I still thought it was backed by Citi!

Anyone have recent experience (I'm in CA)

Looks just like a CareCredit app.... Should you ask high and it counters or ask little lower and then instantly call about going up??

Through Memorial Day they are offering up to 60 months 0% or up to 25% off but still financing for 12+ months!!!! (INCLUDING TEMPUR-PEDIC!)

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They always have great promotions like that. But that one is the best so far. Im also trying to convice my DW in apping for it to get a new mattres... let me know if you apply and how much you get.

[zerobacan]

I just checked the app page and their APR is 29.99% so you better pay it off before the 0%apr promotional months, if not they will charge all the accrured interest at once

[Creditaddict]

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@zerobacan wrote:

I just checked the app page and their APR is 29.99% so you better pay it off before the 0%apr promotional months, if not they will charge all the accrured interest at once

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Yes that is about the highest for GE but most are 24.99-26.99 these days so I don't even pay any attention to it.

[rg23]

Was approved for 5k about 2.5 months ago, purchased 1.8k on that day...yesterday I went and purchased a bed for my mom and received an increase of 2k., so they are pretty generous. Scores exp 718 EQ. 687 TU08 708 hope that helps!

[zerobacan]

GE is always very generous...

[Creditaddict]

Did you ask for the $5k?
Did you ask for increase?

Has anyone asked for say $20k on app and got instant approval for a counter or does that mess with system?
The only 2 times I have seen apps for care credit the person got instant for what was asked for and never bothered calling...

[kimmiller112]

When I got mine, I already had furniture picked out, so they ran the app and I got approved for about $500 more than I needed.  I got the 0% financing but I can't remember the term because I had planned on paying it within 6 months.  More than a year later, I got something else there and got the 0% financing for a year but had that paid off within a couple of months.

[LS2982]

Good to know they have this store account, I like their furniture!!! 

[andre181]

They do have nice furniture! I got my bedroom set and my sofa from there.

But I thought they were through Wells Fargo. Maybe they were a long time ago? But if they are through GE now, it shouldn't be hard to get approved.