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joy1979 wrote:
Has anyone else experiened credit accounts being closed?
yes:
Yes I'm in the process of paying them all down. I guess not quick enough for them!
@Anonymous wrote:
My wife just a letter from Chase notifying her they were closing down one her cards for no use in 24 months. We are going to contest this closing. It might mean we start using old cards once per year now to counter this practice
Good luck, but they have every right to do this, and it makes good business sense to close cards people do not use.
'
Every one of my credit cards is used every month for a repeatr payment - phones, utilities, charitable donations etc
PS - using it once a year might not help - they might still think it is good practice to close it. It costs them to keep cards open, and if people do not use them, they make no money on transactions.
The same thing happen to me 2 I had a balance on it and I was making my monthly payment everything was good until they
close the account for no reason and try to force me to pay the balance in full which I didn't have it at that time so it went on my credit report
when I call them to see why the account was close the rep... Told me that the program under which they were running at the time I open the account is no longer there.
its a same that they can do stuff like that and just mess you up and nothing came out of it