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August PSECU EX FICOs are up!

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Valued Contributor

August PSECU EX FICOs are up!

Still at 703...

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 1 of 11
10 REPLIES 10
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Valued Contributor

Re: August PSECU EX FICOs are up!

Up 8 to 662 after a 2 point drop in July.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


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Message 2 of 11
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Valued Contributor

Re: August PSECU EX FICOs are up!

No change for me either; holding steady at 756.
Message 3 of 11
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Regular Contributor

Re: August PSECU EX FICOs are up!

Up 11 from 651 to 662. Still bad but working on it.
Mortgage:

Auto Loan:

Credit Cards:
Message 4 of 11
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Established Contributor

Re: August PSECU EX FICOs are up!

Up to 757! ^ 5 points

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 5 of 11
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Mega Contributor

Re: August PSECU EX FICOs are up!

Down 11 from 634 to 623 Smiley Mad




EQ FICO 548 3/3/16
Message 6 of 11
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Established Contributor

Re: August PSECU EX FICOs are up!

No changes here!

FICO: EX: 740 (1/18); TU: 753 (12/17); EQ 777 (12/17)
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Message 7 of 11
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Super Contributor

Re: August PSECU EX FICOs are up!

Went down 4 point to 626. Only thing that changed is that I paid my Cap One from $30 to $0

 

With TU I gain points if I get my balance to 0 but with EX I lose points if my balance is 0..strange




Message 8 of 11
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Regular Contributor

Re: August PSECU EX FICOs are up!

Mine stayed the same too.  Oh well, hopefully it'll go up a little next month.




Message 9 of 11
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Frequent Contributor

Re: August PSECU EX FICOs are up!

you need to have ONE revolving line of credit reporting a balance, preferrably just a few percent utilization.

Starting: EQ: 490 TU: ??? EX: ???
Current: EQ: 717 TU: 757 EX: 736 (lender)
Goal: 800+
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Amex: Zync, Gold Delta
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Message 10 of 11
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