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Authorized User Citi Best Buy?!?

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Anonymous
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Authorized User Citi Best Buy?!?

FICO Fam!

 

I am helping my DB build credit history. We purchased a new laptop this weekend and I want to add him as an AU on my profile so that he can receive the benefit of paying off the laptop and also reporting my credit line. I changed my profile password so that we can have joint access and now when I go to add an AU it says that I cannot at this time. Was this because of the recent purchase and password change? Also, how long should I wait before I know they will allow me to add him as an authorized user?

 

Thanks in advance 

Message 1 of 4
3 REPLIES 3
K-in-Boston
Credit Mentor

Re: Authorized User Citi Best Buy?!?

Maybe it is because of the password change, but that seems odd.  For what it's worth, Citi (and CBNA store cards) allow authorized users to have their own login credentials.  AUs have full access to everything the primary cardholder does except for requesting credit line increases, doing balance transfers, or adding other authorized users.

Message 2 of 4
SOGGIE
Valued Contributor

Re: Authorized User Citi Best Buy?!?


@K-in-Boston wrote:

Maybe it is because of the password change, but that seems odd.  For what it's worth, Citi (and CBNA store cards) allow authorized users to have their own login credentials.  AUs have full access to everything the primary cardholder does except for requesting credit line increases, doing balance transfers, or adding other authorized users.


Oh? As a primary cardholder, I would not be comfortable with this.

Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben
Message 3 of 4
FalconSteve
Valued Contributor

Re: Authorized User Citi Best Buy?!?


@Anonymous wrote:

FICO Fam!

 

I am helping my DB build credit history. We purchased a new laptop this weekend and I want to add him as an AU on my profile so that he can receive the benefit of paying off the laptop and also reporting my credit line. I changed my profile password so that we can have joint access and now when I go to add an AU it says that I cannot at this time. Was this because of the recent purchase and password change? Also, how long should I wait before I know they will allow me to add him as an authorized user?

 

Thanks in advance 


I would call them

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 4 of 4
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