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I know Cap 1 is HP happy. I wanted to add my wife to one of my Cap 1 cards - to bump up her AAOA.
They won't HP her when I do so will they? They'll just start reporting. Also do the back date/report or do they just start from when added? She has quite a few things about to drop off and her age is going to hurt considerably due to it.
Sweet thanks for the info.
No HP.......