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Authorized user

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scarrollprint
Frequent Contributor

Authorized user

I know Cap 1 is HP happy. I wanted to add my wife to one of my Cap 1 cards - to bump up her AAOA.

 

They won't HP her when I do so will they? They'll just start reporting. Also do the back date/report or do they just start from when added? She has quite a few things about to drop off and her age is going to hurt considerably due to it.



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Authorized user

No HP and all of your history with the card will show on her report. (Recently did this with DH)
Message 2 of 5
scarrollprint
Frequent Contributor

Re: Authorized user

Sweet thanks for the info.



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Message 3 of 5
Anonymous
Not applicable

Re: Authorized user

Also. If I remember right it started reporting after my next statement cut (so relatively quickly.) No problem Smiley Happy
Message 4 of 5
nicholasyud
Valued Contributor

Re: Authorized user

No HP.......

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 5 of 5
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