I apped for a few cards this month, Chase freedom, alliant signature and PayPal cashback all approved. BoA cash pending
Usbank cash plus denied because of credit inquiries. Had wife app for it since I learned about it after apping for others and can really use it for the 5% back on bills.
I add her to my cards as an authorized user, but if I plan to apply for the cash plus myself in 6+ months, should she add me as a user on hers? Would that even help me in any way, I don't need the credit but wondering if it will help approval odds in the future
AAoA 2 years, 0 Late/Derogatory/Collections, AVG score 750 Amex Blue Cash (20k), Amex Lowe's Business (20k), Alliant Signature (15k), PayPal Cashbacks (12k), Amazon Store Card (10k), AAdvantage World Elite (4,200), Chase Freedom (2,500)