2 weeks ago a family member got approved
On the chase pre approval glitch for the united $9800
But she has the CSP from aug with a $12700
Hoping to get a auto Cli or if not to ask one
Will the recent approval on United take away from the chance to get the auto Cli on the CSP since she just got the United?
Or it’s a separate calculation in their end of chase ? For the limit
Is this person over 5/24? If so, by how much?
If over 5/24, I'd be really careful about poking the bear for a CLI so soon.
I agree 6 months or so is a good space to allow before a CLI request.
In August 2020 is this person expecting to upgrade the CSP to a CSR? With that volume of spend, it can make a big difference on some of the values of the points.
NRB525 I think It’s over by 2 cards on the 5/24
So I guess to wait 6 months
And yes planing to do the upgrade to the CSR to get the maximum value out of this points I told her not to use it till the upgrade for that reason am I correct?
If one has a CSP, it is one of the better points systems available. No one suggested not using the CSP. The CSR does earn more points in the dining and travel categories, and adds Priority Pass lounge access, so the CSR makes more sense vs the annual fee for a big spender. The CSP is probably earning better value points than other cards in this persons wallet.
If your last sentence refers to "don't _use_ the UR points until you have a CSR", that only makes sense if the cardholder plans to purchase travel through the Chase Travel Portal. For transfers of UR points to partners such as United, there is no difference between CSP and CSR.
He uses allot the CSP for non dining purchases
i wonder if at the end of the day it worse more than a 2% 3% cash back card ?
The UR points he plans to use for travel in the future
It really depends how he eventually redeems them. Non-dining(non travel) purchases earn 1UR per $, worth 1.25c through the portal with CSP. Obviously not as good as even the Quicksilver, let alone a 2% card. However, if he is able to do a "good" redemption by transferring points, he COULD do better than 2-3% But a lot of redemptions, especially for domestic and economy flights, are unlikely to reach that.