cancel
Showing results for 
Search instead for 
Did you mean: 

Auto upgrade Walmart Card to Discover

tag
Mickey11
Regular Contributor

Auto upgrade Walmart Card to Discover

So randomly I got a letter saying that Walmart was upgrading my card/account from their store card to the Discover card. That was about three months ago and now the card is here. But we are going through escrow....if I call to activate the card is it an inquiry? Thanks.


Starting Score: TU 660 EQ 623 EX 644
Current Score: TU 670 EQ 683 EX ???
Goal Score: 700 on all 3

Freedom: $3k, CSP: $5k, Chase Disney Premier: $5k, AmEx Zync: NPSL, Cap1 NH: $750, Cap1 Plat: $750, USC CU: $500
Message 1 of 10
9 REPLIES 9
09Lexie
Moderator Emerita

Re: Auto upgrade Walmart Card to Discover

Yes, it will report as a new TL. When does your escrow close?
Message 2 of 10
Mickey11
Regular Contributor

Re: Auto upgrade Walmart Card to Discover

November, wow I'm so happy I didn't activate that card! Can I call them and tell them I'm interested but I can't do anything until after we close?


Starting Score: TU 660 EQ 623 EX 644
Current Score: TU 670 EQ 683 EX ???
Goal Score: 700 on all 3

Freedom: $3k, CSP: $5k, Chase Disney Premier: $5k, AmEx Zync: NPSL, Cap1 NH: $750, Cap1 Plat: $750, USC CU: $500
Message 3 of 10
09Lexie
Moderator Emerita

Re: Auto upgrade Walmart Card to Discover

I can't remember but I thought their was an expiration date for activation. You might want to check but November just might be too long. In the end, the house is obviously your priority.
Message 4 of 10
BearsAndTurtlesRtheBest
Senior Contributor

Re: Auto upgrade Walmart Card to Discover

Congrats! Conact GE about it

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 5 of 10
SunriseEarth
Moderator Emeritus

Re: Auto upgrade Walmart Card to Discover


@09Lexie wrote:
I can't remember but I thought their was an expiration date for activation. You might want to check but November just might be too long. In the end, the house is obviously your priority.

+1 to that



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 6 of 10
djc1puno
Valued Contributor

Re: Auto upgrade Walmart Card to Discover

+2 lexie Smiley Happy


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 7 of 10
coldnmn
Mega Contributor

Re: Auto upgrade Walmart Card to Discover

Just checked my paper work. It said to activate by Dec 14. I had the upgrade offer in the mail also. I always keep my paper work in a file.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 8 of 10
coldnmn
Mega Contributor

Re: Auto upgrade Walmart Card to Discover

I recieved mine about August 13 so they must give 4 months to activate. YMMV

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 10
09Lexie
Moderator Emerita

Re: Auto upgrade Walmart Card to Discover

@coldnmn

Thanks for checking. I'm not at home now so I didn't want to guesstimate.

OP, you should definitely check your paperwork. Sounds like you might be able to close escrow and still be able to keep the upgrade.
Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.