Avant Credit Card CLI

[Applepro1990]

    Hey guys new account but not new to the forums. Lost my other account for some reason. Anyway just wondering if anyone else has the avant credit card, and if they have experienced a cli with them. I had an initial SL of $1,000 and hit the CLI button got the system error message and woke up with $1,250. Should I call them and request more. I barely use the card as I have larger limits. Thanks everyone!

[Anonymous]

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@Applepro1990 wrote:

    Hey guys new account but not new to the forums. Lost my other account for some reason. Anyway just wondering if anyone else has the avant credit card, and if they have experienced a cli with them. I had an initial SL of $1,000 and hit the CLI button got the system error message and woke up with $1,250. Should I call them and request more. I barely use the card as I have larger limits. Thanks everyone!

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Honestly, they tend to be pretty conservative with CLI from my understanding and experiences with them. I think this is a pretty good development given that they gave you a $250 CLI on an "error." Sounds like it didn't really time out and their UW department/algorithm approved the CLI. 

[Applepro1990]

Thanks for reply. Was honestly hoping to grow with them. I'm wondering if I should close the card since it isn't growing with me and the $39 annual fee is less than ideal these days. 

[Anonymous]

If you feel comfortable losing the line, I think you'd be better served without it. The card obviously doesn't have much benefit outside of utilization padding at this point. If you have the ability to move into other cards (I am not familiar with your scores, but if you're in with Wells Fargo, that's a good start), then you are more of a prime profile and can get better cards than that one.