@jdxprs1 wrote:I have over 100K in credit cards with under 50% utilization. Citi just chased my limit down from 10k to $400.
only a company with severe financial problems would make a move like this. I'm ending all other financial dealings with them and I recommend everyone else should do so as well.
you've been warned.
Even under "50% utilization is just as worse as one having 90% of util.
@NikkiRosen wrote:Wow! I just got off phone with CITI because I thought there was an error with the app!
My credit limit of $4800 was dropped waaayyy down to $300 almost *immediately* after I made a payment of $4300 bringing the account down to a zero balance!
Before the account pay off I always made my payments on time and each month the payment was far above and beyond the minimum due.
To say I'm a bit miffed is an understatement!
How long did you have the balance? Was it carried over a month or so.
@jdxprs1 wrote:https://www.cnbc.com/amp/2024/01/12/citigroup-c-earnings-4q-2023.html
financial trouble.....
That link is over 9 months old, and talking about 2023.
Sock - 
Chopping Block - 
Debit Cards - 
