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Award flights and what credit card do you use for fees

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Super Contributor

Award flights and what credit card do you use for fees

Anyone know the best cards to use to pay the fees on award travel? I believe some cover delays/trip cancellations etc even if whole ticket isn't on them. I stupidly used my alaska airlines card on some recent redemptions since it was alaska airlines and therefore a bonus category, but now I am thinking maybe I should be using my CSR or another premium card for the added protections. 

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Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
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6 REPLIES 6
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Super Contributor

Re: Award flights and what credit card do you use for fees

Last time I had to pay airline fees I used my prg since had some extra airline credits still 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 7
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Frequent Contributor

Re: Award flights and what credit card do you use for fees

CSR or CSP

Nov 2014 500s April 2016 TU 707 EQ 690 EX 663 May 2017 TU 718 EQ 708 EX 701
CSR 12K United Explorer 12k Cap One QS 10.6K Discover 7.8k Freedom 4k Unlimited 4.4k AMEX Platinum NPSL
Message 3 of 7
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Valued Contributor

Re: Award flights and what credit card do you use for fees

I used my AK air and BC Arr+ card in the past. I buy extra mikes from AK Air when they are offering the 40-50% bonus 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 4 of 7
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Super Contributor

Re: Award flights and what credit card do you use for fees

Prestige.

 

It only takes three hours for delay insurance to kick in, while CSR takes six.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, Freedom x 2, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC, ED
Upgrade/downgrade games: BCP
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 5 of 7
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Frequent Contributor

Re: Award flights and what credit card do you use for fees

 

Here's what I found-

 

                                   CSR                                                                                                     Citi Prestige
Trip Interruption    pay partial ok                                                                                    pay full
Trip Delay               pay partial ok, 500, 6hrs                                                                   pay partial ok, 500, 3hrs
Baggage Delay      pay partial ok, 6hrs, 100/d for 5 days                                               pay partial ok, 500, 3hrs
Lost Baggage       pay partial ok, 3k (includes 500 jewery, etc)                                     pay partial ok, 3k

Message 6 of 7
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Super Contributor

Re: Award flights and what credit card do you use for fees


@csryang wrote:

 

Here's what I found-

 

                                   CSR                                                                                                     Citi Prestige
Trip Interruption    pay partial ok                                                                                    pay full
Trip Delay               pay partial ok, 500, 6hrs                                                                   pay partial ok, 500, 3hrs
Baggage Delay      pay partial ok, 6hrs, 100/d for 5 days                                               pay partial ok, 500, 3hrs
Lost Baggage       pay partial ok, 3k (includes 500 jewery, etc)                                     pay partial ok, 3k


Interesting. I need to determine when my prestige year is up. It may be during the time of my travel if not I will consider using it on my award flight fees back and an intra-asia flights I have. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 7 of 7
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