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So after some time in the Garden (for CCs at least as I just bought my first investment property!) I made a bunch of moves this week.
Approved for CITI DC!! SL is low at 1200 but once I receive the card I am going to try and get a CLI, which I understand is a HPO but I figure as long as its in the same month it'll fall off at the same time anyways and I want this as my everday card but no way I can do that at 1200.
Approved for Amazon Prime Card! Second card with Synchrony. Sl was 2000 called for a CLI bumped to 5000! I also got a pathetic $800 CLI to 1500 with my Walmart store card and reconning told me they would have to HP to check for a CLI.
CapOne Quicksilver SP CLI via luv button from 1000 to 3000!
PCed my CapOne Platinum to a QS! This is my oldest card so I am excited that it is actually remotely worthwhile now.
And now for the big one! After hemming and hawing about whether to just leave well enough alone I decided to request a CLI on my highest limit card; the NFCU Cash Rewards. My limit was 10,000 and following the forum's advice I requested 25k and they countered with 22k!!!!! an extra 12k for a SP is fine by me any day of the week!!
Thanks for everyone who posts here with all of their tips and tricks! You guys ar ethe best!!
Congrats on the very impressive and wonderful recent successes there!
Very nice - congratulations!!
congrats on some great cards, and a nice CLI! Now - back to the garden with you!!
Also for anyone interested my scores are TU621 and EQ668 according to Credit Karma. unsure of my EX but credit.com (which I have heard is not reliable) is like 696.
Some further info on the above situations also:
CITI DC- I kept going to the PreQual site everyday for the past two weeks before I got one. It gave me a static rate and had the prescreen opt out notice so I jumped.
NFCU-Card just had its one year anniversary! This is the only CLI I have received on this card. This has been my non-category spending card pretty much since then and I have averaged about $3,500 monthly spend on it.
CapOne- Platinum has been open 4 yrs 8 months current limit of 1600 no CLI at PC time. QS has been open 3yrs 6months.
Anything else that would be helpful?
Congratulations on your successes!
@Anonymous wrote:Also for anyone interested my scores are TU621 and EQ668 according to Credit Karma. unsure of my EX but credit.com (which I have heard is not reliable) is like 696.
Some further info on the above situations also:
CITI DC- I kept going to the PreQual site everyday for the past two weeks before I got one. It gave me a static rate and had the prescreen opt out notice so I jumped.
NFCU-Card just had its one year anniversary! This is the only CLI I have received on this card. This has been my non-category spending card pretty much since then and I have averaged about $3,500 monthly spend on it.
CapOne- Platinum has been open 4 yrs 8 months current limit of 1600 no CLI at PC time. QS has been open 3yrs 6months.
Anything else that would be helpful?
Extremely impressed.
Kudos to you!