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I beleive BOA secured card take 9-12 months to unsecure.
Nicemann:
Yeah mine took about 9 months. I started off with a $300 partial secured card with BoA back in Sept 06. I currently have $25,000 in CL with them. Great company, just make sure you always pay on time and they will treat you right.
How did you go from $300 Secured card to $25,000 credit limit..How did you do that? tell us some secrets?
@Anonymous wrote:Nicemann:
Yeah mine took about 9 months. I started off with a $300 partial secured card with BoA back in Sept 06. I currently have $25,000 in CL with them. Great company, just make sure you always pay on time and they will treat you right.
How did you go from $300 Secured card to $25,000 credit limit..How did you do that? tell us some secrets?
I bascially use the card for everything. Each Friday I log onto my online account and pay off the cards. I call about every 5 - 6 months and ask for a CLI. If I try online I get declined because I have to paid collections on my account. When you call they can look at my soft pulled report and usually approve me more. I was told last time they gave me a small CL and said I am maxed for my current salary but we shall see next time when I call.
Paid everything on time. When I first got the card there was a lot of charged off CCs on my CRs (probably 6 or 7 cards). All of them have fell off now, but even before they did I was still around $20,000 CL (on my BoA CCs) because I showed I haven't screwed up in a couple of years. Never been late with BoA and never will be.
I wish everyone else would give me CLs like BoA.