@Anonymous wrote:
I have currently 3 cap ones total of $9800 and 2 barclays $6K and a chase slate of $1300 as far as majors go , been trying for discover and amex and had no luck as of yet so I really do not need the increase but figured just a way to bring down util from about 10% to maybe 7%, that is the only reason for the request . Let me ask your opinion and advice , on the Chase SLate which I got about a month ago with $1300 sl , I did a BT of 1200 and just PIF , should I pull the trigger and ask for a CLI ?
Honestly if this were a different lender I might say yes but with Chase Im going with no. Especially since you were just approved a month ago. Six months I might say take a chance but with that sl and not much history with them I dont think its wise. Could be a waste of a hp (or two), but at the end of the day its completely up to you. Maybe you have a couple inqs to spare. Id give it about six months at least to show some history though. And by that time you would probably be good to go for applying for a different Chase card, if you're interested in any, which would likely have a higher credit line.
