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Based on my numbers below do you guys think I would be approved for a Best Buy Card.
Should also note I have an open account with Conns as well that reports as $671.00 but I only owe $461.56 (Hate their interest)
I'm only looking for a small amount (Under $500)
Want to take advantage of 0% financing
They may approve you with a $100-$250 line. It is Capital One now. I know that's not alot to work with, but if you have two CC accounts and that one with a $471 balance. That is a pretty high Util.
@angelcred10 wrote:Based on my numbers below do you guys think I would be approved for a Best Buy Card.
Should also note I have an open account with Conns as well that reports as $671.00 but I only owe $461.56 (Hate their interest)
I'm only looking for a small amount (Under $500)
Want to take advantage of 0% financing
I would get your utilization down and all accounts over 6 months before apping.
You might get approved for the low limit mastercard that won't grow with it. It has very low limits like what your looking for but it does have a AF. I wouldn't suggest applying unless you've got good credit history and low util.
@angelcred10 wrote:Based on my numbers below do you guys think I would be approved for a Best Buy Card.
Should also note I have an open account with Conns as well that reports as $671.00 but I only owe $461.56 (Hate their interest)
I'm only looking for a small amount (Under $500)
Want to take advantage of 0% financing
They may approve you, but for a small CL as you are aware. Good luck to you.