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BB Promotional Financing

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Frequent Contributor

BB Promotional Financing

Does anybody know how Best Buy handles payments when you have more than one promotional financing offer going at one time?

 

For example:  If I have two 0% balances with different expiration dates, and I pay more than the minimum, how do they allocate the payment?

 

ETA:  I can't find my agreement, and I don't have any faith in the CSRs

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Message 1 of 5
4 REPLIES 4
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Frequent Contributor

Re: BB Promotional Financing

I believe anything over the minimum goes to the oldest debt first. Not sure where the minimum goes though.

Starting Score: 596 EQ 5-22-11 / 554 TU 5-23-11
Current Score: 615 EQ 08-15-11 / 631 TU 09-27-11
Goal Score: 700+


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Message 2 of 5
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New Contributor

Re: BB Promotional Financing

Everything above the minimum is applied to the item that has the shorter promotional financing offer.
Message 3 of 5
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Frequent Contributor

Re: BB Promotional Financing

Thanks for the replies.  I'm about to purchase a W&D and I need to make sure I'm able to pay off the small balance left on my MacBook which expires 12/21 (I only have $380 left so it should only take me 2 months).

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Message 4 of 5
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Senior Contributor

Re: BB Promotional Financing

 i think it goes to whatever promotion expires first.  i'm pretty sure that's what i read last time i looked at my statement Smiley Happy  or am i thinking of amazon.....

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