cancel
Showing results for 
Search instead for 
Did you mean: 

BBRZ MC Love Button WORKED!

Highlighted
Valued Contributor

Re: BBRZ Love Button WORKED!

By looking at the posts here, it looks like it's the store card and not the Mastercard.  Is anyone getting the luv button on the HSBC Best Buy Reward Zone Mastercard?


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 11 of 26
Highlighted
Regular Contributor

Re: BBRZ Love Button WORKED!

I got one on the Mastercard a few weeks ago.  Went from $300 to $600.  There was a thread about this some where....

4/23/08 EX-614 EQ-624 TU-635
5/6/08 EX-660 EQ-628 TU-685
5/12/08 EX-660 EQ-652 TU-685
12/08/08 EX-670 EQ-670 TU-674
Message 12 of 26
Highlighted
Super Contributor

Re: BBRZ Love Button WORKED!


@lawskool09 wrote:

I got one on the Mastercard a few weeks ago.  Went from $300 to $600.  There was a thread about this some where....


I wonder why some people get the luv button.

 

It would be good to know the logic behind it.




Message 13 of 26
Highlighted
Valued Contributor

Re: BBRZ Love Button WORKED!


@lawskool09 wrote:

I got one on the Mastercard a few weeks ago.  Went from $300 to $600.  There was a thread about this some where....


I remember the thread.  That's when I logged in and saw I didn't have the luv button.  So I called a CSR,  They asked a few questions.  Said wait 7-10 days.  Got a letter that simply said they are not offering CLI's on the BB RZ MC.  Not a denial for credit reasons, just not offering CLI's on this card. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 14 of 26
Highlighted
Super Contributor

Re: BBRZ Love Button WORKED!

Anytime I would ask for a CLI, I would call and talk to a CSR who would tell me the same thing 'We value your loyalty to us but we don't offer CLI for this card'

 

Now if others have the same card as me and are getting the luv button, I'm wondering why HSBC is saying they don't give out CLI for this card?

 

 




Message 15 of 26
Highlighted
Established Member

Re: BBRZ Love Button WORKED!

Im editing the op to be more specific, kind of forgot there are two cards. Mine was a love button success on the bbrz mc, not the store card.


Starting Score: Exp FAKO 548 (7-2009) Tu ---- Eq FICO 615 (5-2010)
Current Score: Exp FICO 661 (10-2010 CU pull) Tu FICO 694 (9-2010) Eq FICO 652 (11-2010)
Goal Score: 700s


Take the FICO Fitness Challenge
Message 16 of 26
Highlighted
Valued Contributor

Re: BBRZ Love Button WORKED!

So I called the number on the card again after reading the posts about it being the BB RZ MC.  Got the Indian CSR, told him I wanted to cancel my card because it's just not growing.  He transfers me to an account specialist. (on hold for 15 min)  I tell him (sounded American with a nice country southern accent, but who knows) I'm cancelling the card becuase for 2 years I've had perfect history with this account and I was denied a CLI because they aren't offered on this card.  I share with him that I know for a fact they are giving out CLI's on this card.  He says he can't say why someone would be denied or approved for CLI, it depends on credit profiles.  I explained I wasn't denied on the basis of credit, no hard or soft pull on any report was done, but on the basis of the card doesn't allow CLI's which I again told him I knew not to be true.  He said every account is reviewed individually.  I told him if the card isn't going to grow then to close it.  He reminded me of the spectacluar BB rewards I can earn.  I asked him if he was going to increase the limit.  He said there wasn't anything he could do.  I said he could close the account.  There is no logic to how they operate whatsoever.   

 

There was no fee on this card but at this point, when they say they're not giving CLI's but I see otherwise and when having a 2 year (in account specialist's words) "perfectly pristine account history", gets you no where, then it's time to close the account.  I just reduced my total available credit by $500.  Not a big deal as far as my UTIL goes and one less card to work into the use rotation.  And it was also my LAST HSBC card.  They served their purpose.  Congrats to everyone who is getting the CLI's increases though! 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 17 of 26
Highlighted
Frequent Contributor

hery Re: BBRZ Love Button WORKED!

They are definitely giving CLIs on RZMC because last month I hit the LUV button twice and got 2 increases. The first one was a soft pull and CL went from $4000 to $4750.  The second was a hard pull and went to $5250.  Maybe it makes a difference which card you have.  I have the platinum. 

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Message 18 of 26
Highlighted
Regular Contributor

Re: hery Re: BBRZ Love Button WORKED!

I called today using the backdoor # and got 1200 bump over the 1800 I started with 18 months ago.

 

 

-800 or Bust...!
Message 19 of 26
Highlighted
Super Contributor

Re: hery Re: BBRZ Love Button WORKED!

I have the gold BB RZ MC so maybe they dont give CLI on the gold card?




Message 20 of 26
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.