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Still don't see the CLI button, and calling them said I wasn't eligible for an increase. Still stuck with the intial $300 limit after a year. Seriously thinking of just closing this card.
Got on earlier and hit the luv button. Went from $1100 to $1850!
Ha! Just confirmed that you can get an increase online even if you recently got one on the phone. Got an increase from $4000 to $4750 on 5/31 by calling in. Requested one online a few days ago and got the 72 hour message. Just got an email saying my request was approved and my new CL is $5250. Sweet!
@Anonymous wrote:Ha! Just confirmed that you can get an increase online even if you recently got one on the phone. Got an increase from $4000 to $4750 on 5/31 by calling in. Requested one online a few days ago and got the 72 hour message. Just got an email saying my request was approved and my new CL is $5250. Sweet!
You may want to check your CR and see if a hard pull was done for the second increase.
@mark925 wrote:
@Anonymous wrote:Ha! Just confirmed that you can get an increase online even if you recently got one on the phone. Got an increase from $4000 to $4750 on 5/31 by calling in. Requested one online a few days ago and got the 72 hour message. Just got an email saying my request was approved and my new CL is $5250. Sweet!
You may want to check your CR and see if a hard pull was done for the second increase.
Yep. They pulled hard on EQ. Guess the joke's on me...
that sucks! i just called BBRZ to ask if they can give me an additional CLI from the $200 they gave me, and the person i spoke with said all they have to do is request it through the system. it came back denied. i asked if it was a hard or a soft and he said it's a soft pull. is there a backdoor i can call for a recon?
@TravellingNomad wrote:that sucks! i just called BBRZ to ask if they can give me an additional CLI from the $200 they gave me, and the person i spoke with said all they have to do is request it through the system. it came back denied. i asked if it was a hard or a soft and he said it's a soft pull. is there a backdoor i can call for a recon?
Hate to tell you this but since you just got an automatic increase recently and tried for another CLI, I'm 99.999% sure it was a hard pull.
The reps for these credit card companies, the vast majority of the time don't know the difference between a hard pull and a soft pull. Might want to check your reports.
@mark925 wrote:
@TravellingNomad wrote:that sucks! i just called BBRZ to ask if they can give me an additional CLI from the $200 they gave me, and the person i spoke with said all they have to do is request it through the system. it came back denied. i asked if it was a hard or a soft and he said it's a soft pull. is there a backdoor i can call for a recon?
Hate to tell you this but since you just got an automatic increase recently and tried for another CLI, I'm 99.999% sure it was a hard pull.
The reps for these credit card companies, the vast majority of the time don't know the difference between a hard pull and a soft pull. Might want to check your reports.
+1
Instant approval from $100 to $400. That'll make it a little easier to use the card. This is still my lowest card and the only one with a limit lower than $3000.
Mine is the Gold with no AF. I've had it since 03/10.
I checked EQ and there was neither a hard nor a soft from HSBC. Maybe I didn't wait long enough.