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I have the BBT Bright, and Spectrum Cash Rewards..........just got email saying I was preapproved for all 3 cards.......does anyone have all 3 cards offered on the prequal site, the Bright, Spectrum Cash, and Spectrum Travel? The travel has a spend bonus of points worth $200!
I looked into them, but honestly the cards all seem pretty meh unless you're just looking to get in with BB&T before the merger with Suntrust (which who knows how the cards will change at that point).
Not really looking for a new card..........just looks good when they offer you a new one! I'm in OK with BBT, have the other 2 cards, a PLOC, and checking with them already....just curious if they would give someone all three cards.
@AverageJoesCredit wrote:
Yes there are people with 3 cards.
people actually with more than 3 of there cards as well . .
Are these approvals definitely done with soft pulls
I have the travel and cahs cards with them. I picked up the travel one for the $200 and the cash for when I close the travel due to the AF they will charge after the first year is up.
Points post quickly and are redeemable for a vareity of things including statement credits or you can gift them to another card you have with them to get past the $25 threshold to redeem them on another account.
They're pretty lackluster though when it comes to comparing them to other options. If you get a pre-approval through the site many have reported it's a SP approval.
There's a glitch on their site though if you have a unit# or Apt after your address or anything in the 2nd line for address it chops it off and they might have to manually correct it and send a replacement card.
If you need contact info that's more expedient then I supplied that info on the backdoors thread under applications sub-forum. It's much quicker than dealing with frontline CSR's.
Yes they were a flavor of the month for sure,
but when you are literally giving credit away
with no hard pull,that's hard to pass up whoever
you are. I had all 3 from soft pulls at $6,500 a card.
Logged into my BB&T account and they offered all three again
just now. Happily took them all over again. If they want me
to have them I will oblige :-) I am not promoting
going app crazy...messing up your AAOA new starting date
on your AOYA...but I am in a position where it really doesn't
matter and I will be very intrested to see what this merger
provides :-)
Cheers