BBVA Compass ClearPoints Pre-Qual Mailer

[Anonymous]

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@Anonymous wrote:
My experience mirrors Saeren's exactly except for the CLI as I haven't done one yet. I have had the card short of a year. I opened a high interest rate savings in branch as they are easy to deal with and yes the website is really bad.

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https://www.bbvacompass.com/savings/clearchoice-money-market.html  ---- this one?  PNC offers less fees and higher rate 

In fact there's a ton of options that are at least 2.5% out there. My checking is 2.5% even.

[Anonymous]

Yes that's the one. They are local a few miles away which I like. I do have others with higher interest and tend to move some around to get SUB's.

[TheBoondocks]

I just hate that they don't tell you the 10 categories...

I've been getting their mails all the time too, and also HSBC mailer. I think they want my money.

[Anonymous]

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@TheBoondocks wrote:
I just hate that they don't tell you the 10 categories...

I've been getting their mails all the time too, and also HSBC mailer. I think they want my money.

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Here ya go. 

Like I said, they’re really broad. All of that spending for “utilities?” It’s my Comcast bill and my cell phone bill. They don’t drill you down into a tiny segment like the Cash+ does. 

[TheBoondocks]

Wow, they have healthcare and maintenance. If I may ask, what's the minimum to redeem? I might app but it doesn't make sense to even hit the SUB.

[TheBoondocks]

Wow, they require $25 just to redeem. Forget it lol.

[Anonymous]

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@TheBoondocks wrote:
Wow, they require $25 just to redeem. Forget it lol.

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$25 redemptions aren’t the only way. You can make a purchase and use your points to erase it. Although at 3% it doesn’t really take that long to get there but yeah you can like go throw a burger or something on there and erase the purchase with points in the portal. 

[Anonymous]

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@Anonymous wrote:

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@TheBoondocks wrote:
Wow, they require $25 just to redeem. Forget it lol.

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$25 redemptions aren’t the only way. You can make a purchase and use your points to erase it. Although at 3% it doesn’t really take that long to get there but yeah you can like go throw a burger or something on there and erase the purchase with points in the portal. 

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What exactly are SUB's? I'm new to the lingo 

[Anonymous]

Sign Up Bonus

[DaveInAZ]

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@TheBoondocks wrote:
Wow, they require $25 just to redeem. Forget it lol.

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$25 redemption is pretty darn common, my BoA, Amex, Uber all have $25 minimums.

And yeah, I really like how broad the BBVA categories are. I have Medical as one of my categories and it covers doctors, dentists, hospitals, pharmacy/drug stores.