BBVA Mailer

[Anonymous]

No they said it usually is, there was just some kind of glitch with mine.

The representative was even surprised. She said that would normally happen if it’s locked but I had unlocked it before she did it.

[Anonymous]

You know I was just thinking about it, the online prequalification tool does not work in my state. I wonder if there’s any correlation with the prequalification tool in branch?

[Anonymous]

Another thought... I wonder if they SP a 2nd CRA and that's why it didn't work cuz the other 2 were froze...wonder if i unfreeze all 3 if the prapproval tool would work?

Anybody that the prequal did not work for have all 3 open?

[JNA1]

I had all 3 open, but IDK what Agencies they SP’d. I do know that they only HP’d Experian when I applied for the card.

[Anonymous]

If and when you are willing to check your SPs, please report back. Thank you for responding. It is appreciated.

[JNA1]

I’m not sure how to check my SP’s. I have monitoring that shows HP’s but I’ve never seen SP’s listed anywhere.

[FinStar]

---

@JNA1 wrote:
I’m not sure how to check my SP’s. I have monitoring that shows HP’s but I’ve never seen SP’s listed anywhere.

---

Obtaining your full reports from the CRAs, or from sites like annualcreditreport.com, would allow you to view the SPs.

[JNA1]

I gotcha. I pulled my reports from freeannualcreditreport several months ago, but this approval wouldn’t be listed on them.
I’m going to go back and look them over better and find the SP’s.

[JNA1]

@Birdman7

I went back and looked through all my papers that came with the card, and it appears they used Experian Fico 9 and Experian Vantage Score 3, or at least that’s the 2 scores they sent me

[JNA1]

@Birdman7

I checked all my SP’s on all 3 bureaus, and I can confirm that BBVA only SP’d Experian. No SP’s from BBVA on TU and EQ.