No problem Birdman. I will say that so far I really like this card, if you decide to pull the trigger on it. The app is pretty nice and the notifications are real time.
@Anonymous wrote:
@Scupra wrote:
I honestly don’t think BBVA would like all the new accounts actually. They tend to lean more conservative. Better to sit this out right now anyway, it was meant to be.BBVA doesn't give a crap about new accounts unless you're trying for a second account with them. My credit seeking has made it so I don't even have the option to check for a new card online despite opening a checking account with them. They approved plenty of us with lots of new accounts for the ClearPoints though, even sending us mailers.
FWIW I am going off memory a bit.. The NBA card mess was crazy to me, how many people got denied for the simple reason that they couldn't be verified? How many people didnt even get responses about the NBA card application? How many people received and continue to receive credit card mailers when they live in a territory not supported? Heck, I think you are still fighting for a CLI and have mentioned it in a couple posts. BBVA is very confused and they tend to make tons of mistakes. Beyond that the branch manager jokes with me weekly about how picky and stringent they are. You and I both know they are a conservative lender though 
GL
@Scupra wrote:
@Anonymous wrote:
@Scupra wrote:
I honestly don’t think BBVA would like all the new accounts actually. They tend to lean more conservative. Better to sit this out right now anyway, it was meant to be.BBVA doesn't give a crap about new accounts unless you're trying for a second account with them. My credit seeking has made it so I don't even have the option to check for a new card online despite opening a checking account with them. They approved plenty of us with lots of new accounts for the ClearPoints though, even sending us mailers.
FWIW I am going off memory a bit.. The NBA card mess was crazy to me, how many people got denied for the simple reason that they couldn't be verified? How many people didnt even get responses about the NBA card application? How many people received and continue to receive credit card mailers when they live in a territory not supported? Heck, I think you are still fighting for a CLI and have mentioned it in a couple posts. BBVA is very confused and they tend to make tons of mistakes. Beyond that the branch manager jokes with me weekly about how picky and stringent they are. You and I both know they are a conservative lender though
They definitely are conservative at times but I have a really risky profile. I have a BK, lots of new credit, and low income. The $2K limit is probably much more appropriate for my income and expected spend than my $10K limits are with other lenders to be honest. I gripe about my limit because it's one of my lowest but I use 10% of the card on months I have my cable and cell actually going to the card and not going to SUBs from my excessive credit seeking. CLI jail is my own fault.
I did hear they made a huge mess of the NBA card and that continues to leave a sour taste in people's mouths. The mailer thing though, if you receive a mailer you can apply for the card. Mailers get completely around the geofence and the ClearPoints card can be really lucrative, especially for those of us US Bank won't give the Cash+ to.
I wasn't around for the NBA mess but based on posts around here, they don't seem to have verification issues often anymore.