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BBVA Mailer

Auto Loans for ANY Credit Situation. Immediate Response.
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Super Contributor

Re: BBVA Mailer


@Scupra wrote:

@Obscure-Expert wrote:

https://online.bbvausa.com/apply/credit-card-prequal?source=sba&oneTimeToken=SSOls/5v/LlXLNcqyXmBy75...Smiley Surprised


Just tells me, "this product is not available in your state" and doesn't let me hit submit. 


Annoyingly BBVA never updates their tool for their other markets. 



01/2019:
12/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 21 of 47
Valued Contributor

Re: BBVA Mailer



@Scupra wrote:

Just tells me, "this product is not available in your state" and doesn't let me hit submit. 

 


Yep, same here, but I just threw a mailer away last week.  (Georgia)  I guess you'd have to have their offer code? (perhaps?)

"MY TAKE HOME PAY WON'T TAKE ME HOME"
Personal Credit:
Savor $5.5k/ GoodSamsVS $9k/ BB&T Spectrum VS $10.5k/ BB&T Bright VS $10.5k/
CareCredit $15k/ Synovus loc $75k plus several AU accts via DH
Biz Credit:
Amex Lowe's Rewards $21k/ Amazon Net55 $7.9k/
StaplesMore $1k/ Amex Amazon Biz $10k/several AU accts via DH plus local vendors

(Oldest Acct: 1998; Youngest Acct: Nov 2019)
Message 22 of 47
Super Contributor

Re: BBVA Mailer


@GApeachy wrote:


@Scupra wrote:

Just tells me, "this product is not available in your state" and doesn't let me hit submit. 

 


Yep, same here, but I just threw a mailer away last week.  (Georgia)  I guess you'd have to have their offer code? (perhaps?)


The prequal doesn't even work in CO which is a BBVA market. 



01/2019:
12/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 23 of 47
Moderator

Re: BBVA Mailer

Have you tried in-branch? Or, is this online only? A friend of mine tried the in-branch method and it worked. IIRC, someone tried online a while back (from CO) and that yielded success so idk.
Message 24 of 47
Super Contributor

Re: BBVA Mailer

Branch approvals are separate and there are two types of online offers - the ones for existing customers and the ones for new customers. Existing customers can login and check if they have a credit card prequal while new customers can use the prequal link but it doesn't work in all markets that BBVA serves. 



01/2019:
12/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 25 of 47
Super Contributor

Re: BBVA Mailer

I am not a current customer and while making a deposit for the office, they asked to run a pre-qual. Came back with multiple cards all $10k limit with varying APR’s. If you have a branch locally I would just pop in. Good luck everyone
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
740 EQ FICO 06/2018
750 TU FICO 06/2018
741 EX FICO 06/2018
$25k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold
Message 26 of 47
Regular Contributor

Re: BBVA Mailer

I did the prequal in the link above for the BBVA Rewards cars and it came back with a $15,300 SL @ 16.74 APR. Does anybody know if their prequal tool is reliable?

My credit card journey started 3/2018



Summit Speed Card/Sync Car Care - $10000 CL
Discover It - $6500 CL
AMEX BCP - $10500 SL
BBVA Clear Points Rewards - $15300 SL
PayPal Mastercard - $6500 SL
Cap 1 Quicksilver - $1500 SL(DW’s card)
Credit One Platinum - $1500 (DW’s starter card)
Total CL - $51800

Cash back earned as of 12/1/19 - $1436

Less than 1% - Utilization at pretty much any given point

In the garden lettin’ ‘em grow!

FICO 8 Scores as of 11/28/19
747 Experian, 751 TransUnion, 758 Equifax

Goal cards:
Message 27 of 47
Super Contributor

Re: BBVA Mailer


@JNA1 wrote:
I did the prequal in the link above for the BBVA Rewards cars and it came back with a $15,300 SL @ 16.74 APR. Does anybody know if their prequal tool is reliable?

Pretty reliable, as with any pre-qual YMMV. Hit the apply button and report back Smiley Happy GL

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
740 EQ FICO 06/2018
750 TU FICO 06/2018
741 EX FICO 06/2018
$25k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold
Message 28 of 47
Valued Contributor

Re: BBVA Mailer

So I called the bank, made sure I could come in and with a soft inquiry find out my rate and SL. They said sure no problem.

Fast forward, I go into the branch, I unlock EX, they SP and they tell me they can’t tell me anything, that they would have to do a HP to tell me. Acted as though my report was locked or something and that their system will not let them SP through it. However I unlocked, so they should not have had a problem. As I explained and they agreed, they get no more information from HP than they do an SP, so I declined.

Noteworthy, they said if I allowed the HP they would give me the APR and SL and I could then make a decision before actually applying. So in another words, I could take the HP without having to open the account. I would just be left with the HP, if I declined. No new account to bring down ages, unless I decided to accept.









(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated NOV'19.
Message 29 of 47
Super Contributor

Re: BBVA Mailer


@Birdman7 wrote:
So I called the bank, made sure I could come in and with a soft inquiry find out my rate and SL. They said sure no problem.

Fast forward, I go into the branch, I unlock EX, they SP and they tell me they can’t tell me anything, that they would have to do a HP to tell me. Acted as though my report was locked or something and that their system will not let them SP through it. However I unlocked, so they should not have had a problem. As I explained and they agreed, they get no more information from HP than they do an SP, so I declined.

Noteworthy, they said if I allowed the HP they would give me the APR and SL and I could then make a decision before actually applying. So in another words, I could take the HP without having to open the account. I would just be left with the HP, if I declined. No new account to bring down ages, unless I decided to accept.

That's Crazy, I was always lead to believe it was a SP.

That sucks you went through all that troubleSmiley Indifferent

 

Message 30 of 47
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