I’m thinking I’m going to pull the trigger on one of these two cards, just wondering from the people who have them which is better. There is a BBVA branch about a mile from where I work, so opening an account to collect the unlimited 2% on the Rewards card is no problem for me.
I have both, and have bank accounts with BBVA. The Rewards card is a 1.5% rewards unless you have $1k in monthly direct deposits to a BBVA account which makes it a 2% card, which I have. I recommend you start with Clear Points, it has one 3% & one 2% categories you choose quarterly, 1% all else, and the standard offer is 13 month 0%. $100 SUB for $1500 spend for either card I got it in March, $6100 SL, and they gave me an auto CLI to $7900 on the Oct. statement. And if you're thinking of banking with them this is a good time, they currently have a $200 SUB to open a checking account with direct deposit, another $50 SUB if you also do savings. Check Doctor of Credit and search "BBVA" for the link.
After getting Clear Points in April they had a $250 SUB for checking in Arizona only so that's when I moved my checking & DD to them. Then in July I was making a sizable deposit in branch and the teller pushed me to app for the Rewards card and I let her app for me, instant $6k approval. PaypPal 2% MC is my primary 2% card, I use it online only and carry BBVA Rewards in my wallet for 2% on any non-category spend, I spend much more on Clear Points. Very happy with BBVA, but then they've paid me $450 in just SUBS since March, plus good CC rewards, which will always put a smile on my face. 
My first year is almost up with Discover, and after that I want a 2% card as my daily driver. I did the prequal and it showed a SL of $15,300 and APR of 16.49, which is by far better than my other 2 cards. I typically cycle between $4000-$4500 monthly on my It card. I’ll keep doing the 5% on it when it makes to, but I’ll need a new daily driver when the cash back match ends on it.
Is your goal card of Amex BCP not available to you?
It probably is (I’m pre-qualified for it too), but in a little over a month I lose my 2% daily driver because Discover’s cash back match ends. I want to secure a 2% card first, then eventually get the BCP for 3% gas and 6% groceries.
I talked to a BBVA CSR today that told me unless something changes with my credit before the HP that the $15,300 SL and 16.49% should be firm.
I talked to a BBVA CSR today that told me unless something changes with my credit before the HP that the $15,300 SL and 16.49% should be firm.