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BBVA > PNC credit card integration update

UncleB
Moderator

Re: BBVA > PNC credit card integration update


@Duriel wrote:

I know their cash rewards isn't the best but it beats out my best current gas and restaurants (exception being discover this quarter for restaurants and last quarter for gas). The points card is just useless for me though. 


Same here... if I wind up with the points card and if they don't let me do a PC to the Cash Rewards the only time I'll use it is for balance transfer promos, if/when they are ever offered. 

 

(So many "ifs" there, haha.)

Message 71 of 191
CreditCuriosity
Moderator

Re: BBVA > PNC credit card integration update

thought it was points or cash rewards appears the are giving the least desired one :/..  Appears people are receiving letters today

Message 72 of 191
TheBoondocks
Established Contributor

Re: BBVA > PNC credit card integration update

i just got the welcome packet today but no confirming of credit card yet, i guess that's the next update ...

Message 73 of 191
FinStar
Moderator

Re: BBVA > PNC credit card integration update


@CreditCuriosity wrote:

thought it was points or cash rewards appears the are giving the least desired one :/..  Appears people are receiving letters today


I haven't received the news on the remaining 2 yet, but it would be funny if one of my ClearPoints ends up as a Cash Rewards and the other as Points Rewards.  If they all end up as Cash Rewards, no biggie. 

Message 74 of 191
Duriel
Regular Contributor

Re: BBVA > PNC credit card integration update

It's possible they give the crappy one to people like me who got 11 cards in a year. Nowhere on the mailer I got did it specify it was based on my creditworthiness though. hope I'm wrong cause I hate that "cloak and dagger" stuff. 

Edit for emphasis: Bbva rewards and clearpoints are both vastly superior to a 1.75% card at best (if you park 15k and/or other requirements) and most likely 1%. 

Message 75 of 191
JL276
Regular Contributor

Re: BBVA > PNC credit card integration update

 


@Duriel wrote:

It's possible they give the crappy one to people like me who got 11 cards in a year. Nowhere on the mailer I got did it specify it was based on my creditworthiness though. hope I'm wrong cause I hate that "cloak and dagger" stuff. 

Edit for emphasis: Bbva rewards and clearpoints are both vastly superior to a 1.75% card at best (if you park 15k and/or other requirements) and most likely 1%. 


I have 2 cards this year and current 743 Ex fico, no bads. Don't know how they chose points but it wasn't due to score or activity on my part. 

Maybe after conversion I can change it, if I keep it open? Honestly neither card is useful to me so it doesn't make a huge difference. 

 

Just sucks for those who do actually plan to use the card after merger, to be stuck with Points. 

edit: I'm sure some people find the points card useful, don't intend to offend those who do 😁

Message 76 of 191
Talonwildstar
Regular Contributor

BBVA-PNC they picked the card not me

I have Been with PNC for 10 years and have a PNC points signature visa at 20k

 I received  a letter saying they are sending me a second PNC points Signature Visa at 10k to replace my BBVA 

 I sure with I had a choice to pick a card I def didn't want the same one will be confusing when going to pick which card to use at some point. 
 I called asked if I could switch cards they still have no protocol for that other than opening new account. I tried a PC with them 2 years ago even escalated it to corporate and they said no they have nothing in place to switch card other than reapplying for new one and closing old account. 


AmEx BCE 20k
BBVA visa 10k
Synchrony 2% MC 9.3k
LLBean Citi MC 6k
PNC points signature visa 15k
CapOne QS1. 1.65k
Citi DC. 4.375k
Discover it. 3.55k
Am Ex Gold
Kohl’s. $3k
Amazon Store. 10k
Overstock. 13.6k
Boscovs. 14k
Best Buy S.C. 2.8k
Home Depot 2k
Total CL. 132,500k
 
PNC personal loan 7500 down to 6200
 
oldest credit 3yr 2 months , newest 1/2020!
* 3% card utilization 





As of 11/1/18




As of 11/1/19
img src="https://img.shields.io/badge/Experian-[759 INQ(8)]-blue.svg">


As of 11/1/20
Message 77 of 191
Talonwildstar
Regular Contributor

Re: BBVA > PNC credit card integration update

I have been with PNC 10 years tried to do PC 2 years ago ...  they don't even have an option for that normally they would not change my credit card to a different one I even escalated it to corporate they told me the only way is to fill out new app get approved take HP and cancel old card if I want to change that's it. 


AmEx BCE 20k
BBVA visa 10k
Synchrony 2% MC 9.3k
LLBean Citi MC 6k
PNC points signature visa 15k
CapOne QS1. 1.65k
Citi DC. 4.375k
Discover it. 3.55k
Am Ex Gold
Kohl’s. $3k
Amazon Store. 10k
Overstock. 13.6k
Boscovs. 14k
Best Buy S.C. 2.8k
Home Depot 2k
Total CL. 132,500k
 
PNC personal loan 7500 down to 6200
 
oldest credit 3yr 2 months , newest 1/2020!
* 3% card utilization 





As of 11/1/18




As of 11/1/19
img src="https://img.shields.io/badge/Experian-[759 INQ(8)]-blue.svg">


As of 11/1/20
Message 78 of 191
NoMoreE46
Established Contributor

Re: BBVA-PNC they picked the card not me

Yes, I got the conversion letter this morning.  My BBVA ClearPoints was converted to the PNC points Visa Signature.  My preference was the Cash Rewards..

FC4386E3-9EE6-437D-8CF6-73AC9C03F6B6.jpeg

 

0BCC4DAA-5536-4CB6-BDC9-710A2991C51C.jpeg

 

(Mod cut-please remove the identifiable info from the screen shot then you can repost it)

{Removed thanks}

Amazon Prime Store 10,000
Apple Card GS 14,000
Barclays Rewards 17,000
CapOne Savor 5,000
CapOne Venture 30,000
Discover It 20,500
PenFed Plt Rewards 15,000
PNC Rewards 12,000
Target Redcard MC 13,000
WF Active Cash 10,000
WF Propel 21,000
Message 79 of 191
NoMoreE46
Established Contributor

Re: BBVA > PNC credit card integration update


@Roger1071549 wrote:

PNC has updated their page with the credit card product peole will get. it looks like those of us withe clearpoints card will have a choice, only issue is that neither card is like the clearpoints card. Ill choose the cash (as it seems I get to choose). 

https://www.pnc.com/en/about-pnc/topics/acquisition-update.html?WT.ac=bbva-home

 

967C9AB8-9E4E-4F06-A4CD-DDE4AFB8DF66.jpeg

 


Got my conversion letter this morning.  I wasn't expressly offered a choice; my ClearPoints was auto converted to the  PNC points card.

See message 2  https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-PNC-they-picked-the-card-not-me/td-p/6395561

 

Amazon Prime Store 10,000
Apple Card GS 14,000
Barclays Rewards 17,000
CapOne Savor 5,000
CapOne Venture 30,000
Discover It 20,500
PenFed Plt Rewards 15,000
PNC Rewards 12,000
Target Redcard MC 13,000
WF Active Cash 10,000
WF Propel 21,000
Message 80 of 191
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