@afbar1114 wrote:as most of you know i have the bby store card with a 1k limit. i was told that i have a plan b card and will never get a CLI on it. most of you tell me that i dont have a plan b card. so i just asked for a CLI as its a SP and they said i was declined. so we will see that they say but i plan on calling the Exec office tomorrow and see where it gets me.
plus i just realized my reports are frozen so it wont even go through haha. but will still be calling them tomorrow
My BBY store card is at 600, where it will stay, for all of time.... hmmm, i think you probably aren't on Plan B. Also, I would think asking for a CLI that requires a HP is not the same as being in the garden!
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
@afbar1114 wrote:
@webhopper wrote:
@afbar1114 wrote:as most of you know i have the bby store card with a 1k limit. i was told that i have a plan b card and will never get a CLI on it. most of you tell me that i dont have a plan b card. so i just asked for a CLI as its a SP and they said i was declined. so we will see that they say but i plan on calling the Exec office tomorrow and see where it gets me.
plus i just realized my reports are frozen so it wont even go through haha. but will still be calling them tomorrow
My BBY store card is at 600, where it will stay, for all of time.... hmmm, i think you probably aren't on Plan B. Also, I would think asking for a CLI that requires a HP is not the same as being in the garden!
no this was a SP it always has been for me. or at least the last i did it. every one keeps saying i am not on plan b why?
Plan B CL stops at $600.... if you were on Plan B, you would be at a CL of less than $600
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Afbar,
I think you can check if you're on B or A by checking the interest rate they list. If it's under 26% I think you're on Plan A
If they list your APR as 27.99% on your actual account statement. Then you are probably on plan B. I've never heard (until now) any plan B going\being over 800 for a CL.
I wonder if the stuff you mentioned changed because of Cap 1 taking over the BBY accounts.
@webhopper wrote:
@afbar1114 wrote:
@webhopper wrote:
@afbar1114 wrote:as most of you know i have the bby store card with a 1k limit. i was told that i have a plan b card and will never get a CLI on it. most of you tell me that i dont have a plan b card. so i just asked for a CLI as its a SP and they said i was declined. so we will see that they say but i plan on calling the Exec office tomorrow and see where it gets me.
plus i just realized my reports are frozen so it wont even go through haha. but will still be calling them tomorrow
My BBY store card is at 600, where it will stay, for all of time.... hmmm, i think you probably aren't on Plan B. Also, I would think asking for a CLI that requires a HP is not the same as being in the garden!
no this was a SP it always has been for me. or at least the last i did it. every one keeps saying i am not on plan b why?
Plan B CL stops at $600.... if you were on Plan B, you would be at a CL of less than $600
From what i've heard from others, Plan B cards usually max out at $750 and will not increase.
I've received increases with frozen reports and a SP. They are usually SP CLI's.
