BCE: Today marks 182 days

Anonymous · ‎08-09-2015

Should I or shouldn't I? I haven't really been impressed with their CSR over the past couple of months.

taxi818 · ‎08-09-2015

@Anonymous wrote:
Should I or shouldn't I? I haven't really been impressed with their CSR over the past couple of months.

Why would you not is the real question? i still have 29 days to go and you can be sure im hittin em up. on my Delta. I never use their customer service but honestly im not impressed with amex. i much more prefer cap one over them.

Anonymous · ‎08-09-2015

Go for it.

NRB525 · ‎08-09-2015

@Anonymous wrote:
Should I or shouldn't I? I haven't really been impressed with their CSR over the past couple of months.

You have $10,500 already on your BCE? The CLI request doesn't go through the CSRs, it is through the on line request form, all automated.

What CL are you going to request?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎08-09-2015

@NRB525 wrote:
@Anonymous wrote:
Should I or shouldn't I? I haven't really been impressed with their CSR over the past couple of months.
You have $10,500 already on your BCE? The CLI request doesn't go through the CSRs, it is through the on line request form, all automated.

What CL are you going to request?

I agree, I'm just not pleased thats all. I had to contact them 4 days in a row to dispute a fraudulent charge, it took rep number 4 to complete the request and now I have to wait 6-8 weeks for it to be resolved. I requested 20,000 and was greeted with a 7-10 message.

taxi818 · ‎08-09-2015

@Anonymous wrote:
@NRB525 wrote:
@Anonymous wrote:
Should I or shouldn't I? I haven't really been impressed with their CSR over the past couple of months.
You have $10,500 already on your BCE? The CLI request doesn't go through the CSRs, it is through the on line request form, all automated.

What CL are you going to request?
I agree, I'm just not pleased thats all. I had to contact them 4 days in a row to dispute a fraudulent charge, it took rep number 4 to complete the request and now I have to wait 6-8 weeks for it to be resolved. I requested 20,000 and was greeted with a 7-10 message.

Wow. Sad to hear that. you never know, it might work out in the end. its not always a denial. But lately. Amex has really been tight on the Cli's/ I tried back 2 months ago in june to get my 181 day cli. Also 7-10 day message. I was denied. Reason. Length of time being a Memeber with Amex. I was like What? the first cli also took me from $3500 to $10500. Where i still am. Got my card early october last year. Already between 10-11 months. I really don't care for them now and plan to only use for travel in the future.

Anonymous · ‎08-09-2015

@taxi818 wrote:
@Anonymous wrote:
@NRB525 wrote:
@Anonymous wrote:
Should I or shouldn't I? I haven't really been impressed with their CSR over the past couple of months.
You have $10,500 already on your BCE? The CLI request doesn't go through the CSRs, it is through the on line request form, all automated.

What CL are you going to request?
I agree, I'm just not pleased thats all. I had to contact them 4 days in a row to dispute a fraudulent charge, it took rep number 4 to complete the request and now I have to wait 6-8 weeks for it to be resolved. I requested 20,000 and was greeted with a 7-10 message.
Wow. Sad to hear that. you never know, it might work out in the end. its not always a denial. But lately. Amex has really been tight on the Cli's/ I tried back 2 months ago in june to get my 181 day cli. Also 7-10 day message. I was denied. Reason. Length of time being a Memeber with Amex. I was like What? the first cli also took me from $3500 to $10500. Where i still am. Got my card early october last year. Already between 10-11 months. I really don't care for them now and plan to only use for travel in the future.

No harm no foul. I'm not going to lose any sleep over it. Just like you I went from 3,500-10.500! Over the past 2-3 months I've experienced nothing but bad from them, so once I transfer my 60k of MR'S both cards will be sitting in my sock draw until the PRG reaches 51 weeks than it'll get the ax. On a more positive note I've been in the garden for a whole 2 months! Every time I add the seeding or spade I end up apping so going to try it differently this time.

Kenny · ‎08-09-2015

@Anonymous wrote:

On a more positive note I've been in the garden for a whole 2 months! Every time I add the seeding or spade I end up apping so going to try it differently this time.

Thought I was the only one!!! lol

Take the myFICO Fitness Challenge

NRB525 · ‎08-09-2015

I was eligible for my 3x in July, sitting at $9k on the Delta card. Thought about a larger increase, but I just got the HHonors card for an additional $10k not long ago, so really didn't need a lot more on my Delta.

So I asked to go from $9k to $12,000. Instapproval. And now the door is closed until Jan 15, 2016 so I don't have to worry about that potential CLI opportunity hanging out there taunting me

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765