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BECU BT offer

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Remedios
Credit Mentor

Re: BECU BT offer


@coldfusion wrote:

@Remedios wrote:

@coldfusion wrote:

@Remedios wrote:

@blindambition wrote:

@Remedios wrote:

It popped up in my online account, nothing in app or email.

0% for 12 months, $0.00 fee.

 

Take that, Discover Smiley Frustrated

 

 

Screenshot_20200302-105613_Chrome.jpg

 


Now that's a BT offer!! Disco is last years shoes. Congrats!! 😘 


Thanks 😘

 

I have till 31st to manufacture balance lol 


<cough> S20 Ultra <cough>


That's a good ide . Maybe I should cave in and pay personal taxes right now, then BT them for a few months. 


Check on what if any fee Olympia charges if you pay personal taxes (you still working on that Delta SUB?) but that's the spirit!


No, I was done one day after the first statement Smiley Frustrated

However, I've sold my soul for that card, so everything that's not Samsung pay gets parked there. 

Message 11 of 26
blindambition
Senior Contributor

Re: BECU BT offer


@coldfusion wrote:

@Remedios wrote:

@blindambition wrote:

@Remedios wrote:

It popped up in my online account, nothing in app or email.

0% for 12 months, $0.00 fee.

 

Take that, Discover Smiley Frustrated

 

 

Screenshot_20200302-105613_Chrome.jpg

 


Now that's a BT offer!! Disco is last years shoes. Congrats!! 😘 


Thanks 😘

 

I have till 31st to manufacture balance lol 


<cough> S20 Ultra <cough>


Looks like I'll be the only one playing in the garden with my iPhone 11. 😝 

Message 12 of 26
coldfusion
Community Leader
Mega Contributor

Re: BECU BT offer


@Remedios wrote:

@coldfusion wrote:

@Remedios wrote:

@coldfusion wrote:

@Remedios wrote:

@blindambition wrote:

@Remedios wrote:

It popped up in my online account, nothing in app or email.

0% for 12 months, $0.00 fee.

 

Take that, Discover Smiley Frustrated

 

 

Screenshot_20200302-105613_Chrome.jpg

 


Now that's a BT offer!! Disco is last years shoes. Congrats!! 😘 


Thanks 😘

 

I have till 31st to manufacture balance lol 


<cough> S20 Ultra <cough>


That's a good ide . Maybe I should cave in and pay personal taxes right now, then BT them for a few months. 


Check on what if any fee Olympia charges if you pay personal taxes (you still working on that Delta SUB?) but that's the spirit!


No, I was done one day after the first statement Smiley Frustrated

However, I've sold my soul for that card, so everything that's not Samsung pay gets parked there. 


True, a few laughs were had at your expense Smiley LOL

 

Now, if there were a way you could use Precious in such a way as to get your 4.5% back and then BT that would be something.

(2/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 13 of 26
coldfusion
Community Leader
Mega Contributor

Re: BECU BT offer


@blindambition wrote:

@coldfusion wrote:

@Remedios wrote:

@blindambition wrote:

@Remedios wrote:

It popped up in my online account, nothing in app or email.

0% for 12 months, $0.00 fee.

 

Take that, Discover Smiley Frustrated

 

 

Screenshot_20200302-105613_Chrome.jpg

 


Now that's a BT offer!! Disco is last years shoes. Congrats!! 😘 


Thanks 😘

 

I have till 31st to manufacture balance lol 


<cough> S20 Ultra <cough>


Looks like I'll be the only one playing in the garden with my iPhone 11. 😝 



@blindambition wrote:

@coldfusion wrote:

@Remedios wrote:

@blindambition wrote:

@Remedios wrote:

It popped up in my online account, nothing in app or email.

0% for 12 months, $0.00 fee.

 

Take that, Discover Smiley Frustrated

 

 

Screenshot_20200302-105613_Chrome.jpg

 


Now that's a BT offer!! Disco is last years shoes. Congrats!! 😘 


Thanks 😘

 

I have till 31st to manufacture balance lol 


<cough> S20 Ultra <cough>


Looks like I'll be the only one playing in the garden with my iPhone 11. 😝 


My iPhone7s aren't going away anytime soon.  Depends on what the next-gen iPhone brings to the table.

(2/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 14 of 26
NRB525
Super Contributor

Re: BECU BT offer


@Remedios wrote:

It popped up in my online account, nothing in app or email.

0% for 12 months, $0.00 fee.

 

Take that, Discover Smiley Frustrated

 

 

Screenshot_20200302-105613_Chrome.jpg

 


This is an annual Thing with BECU. 

Along with the review in August-September of your credit file and, if appropriate, lowering of your APR on the credit card or LOC. My rate on the card was reduced a few years ago one notch to the lowest rate.  

 

It's not the FotM, it is a long term Build The Relationship Credit Union due to all the great credit rates you can get.  

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 15 of 26
tcbofade
Super Contributor

Re: BECU BT offer

Congrats, @Remedios 

 

It's always nice to have the offer arrive, even if you don't need it.

 

Now that all of our Bs have been Td, the offers are starting to roll in for us as well...  Smiley Wink

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 16 of 26
Remedios
Credit Mentor

Re: BECU BT offer


@NRB525 wrote:

@Remedios wrote:

It popped up in my online account, nothing in app or email.

0% for 12 months, $0.00 fee.

 

Take that, Discover Smiley Frustrated

 

 

Screenshot_20200302-105613_Chrome.jpg

 


This is an annual Thing with BECU. 

Along with the review in August-September of your credit file and, if appropriate, lowering of your APR on the credit card or LOC. My rate on the card was reduced a few years ago one notch to the lowest rate.  

 

It's not the FotM, it is a long term Build The Relationship Credit Union due to all the great credit rates you can get.  


Im not sure where FoTM mention is coming from, I've been with BECU since 2003.

I'd imagine 17 years to be a "relationship" of some kind. 

 

Most of my auto loans have been through them, and one mortgage. 

 

 

Message 17 of 26
Remedios
Credit Mentor

Re: BECU BT offer


@tcbofade wrote:

Congrats, @Remedios 

 

It's always nice to have the offer arrive, even if you don't need it.

 

Now that all of our Bs have been Td, the offers are starting to roll in for us as well...  Smiley Wink


I dont really need it, but I might use it for taxes. I really havent decided yet 

Message 18 of 26
UH_HUH
Valued Contributor

Re: BECU BT offer

I got mine in an email...do not

need it, but I will say BECU does 

love to throw offers at it's members

IMG_20200303_080635099.jpg

Message 19 of 26
Anonymous
Not applicable

Re: BECU BT offer

Congratulations on your offer!

Message 20 of 26
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