HSBC rarely waives the AF or upgrades this card. You can call them and ask them to reduce the AF. That is best out come you can expect from HSBC.
thanks for the quick responses, am i better off using frontline or backdoor number, and should i ask ahead of time or wait til after it charges
Try calling before they charge you. If they don't give you what you want, wait until they charge you the annual fee.
I just canceled my HSBC BB MC about 3 hours ago. About two months ago I called and asked to cancel because of the AF ($59) and the CL of $300. They refunded the $59 (for the year I was in) and uped my CL by $100. Then I just got charged the AF on my last statement. I called to get that refund and they refused since I just had my old one refunded 2 months earlier.
$59 AF for a $400 CL is a joke. Especially when I have over $25,000 CL with BoA with no AF.
Told them to cancel it and they won't see me again.