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BML Credit Limit

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n777ua
Established Contributor

BML Credit Limit

So I was just curious, what's everyones BML CL ? I think I started around $2000 and am currently at a little over $4000.

About $215,000 total credit among 11 cards
Message 1 of 35
34 REPLIES 34
SunriseEarth
Moderator Emeritus

Re: BML Credit Limit

My BML CL is a whopping $339.  I opened mine a month and a half ago.



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 2 of 35
Dustink
Valued Contributor

Re: BML Credit Limit

Isn't your BML line just your high balance?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 3 of 35
kimmiller112
Frequent Contributor

Re: BML Credit Limit

Mine is at somewhere around $4300.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Message 4 of 35
SunriseEarth
Moderator Emeritus

Re: BML Credit Limit


@Dustink wrote:

Isn't your BML line just your high balance?


Not necessarily.  I got the offer for "up to $339" from a $41 purchase.



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 5 of 35
shane82388
Established Contributor

Re: BML Credit Limit

Mine is around $1200...started at $1000 i think.

 

I keep trying to increase it and they keep pulling a report from early July when my balances were high and declining me! Its very annoying. I dont know why they wouldnt pull a current report? My balances are wayyyy lower now.

 

hmm....

Message 6 of 35
n777ua
Established Contributor

Re: BML Credit Limit

No, my balances were never anywhere near my cl.

 


@Dustink wrote:

Isn't your BML line just your high balance?




About $215,000 total credit among 11 cards
Message 7 of 35
youngandcreditwrthy
Senior Contributor

Re: BML Credit Limit

They keep hounding with with pre approvals on eBay, but I would hate to get a low limit. Unless it's in the neighborhood of $10k, I don't want it. Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 35
silverzgirl
Regular Contributor

Re: BML Credit Limit

I owe 1100 from before they established CLs. My CL is 500. The math is pretty grim. THe only reason it is not PIF is I am paying off the stuff that reports first.

Starting FICO, June 2010: EX-581, EQ-581, TU-581
Now: EX-742 EQ-710 TU-709

Currently: NFCU Platinum Visa 18K, BECU Visa 15K, Navchek 15K, Vystar+ CU Platinum Visa 10000, AMEX Delta SkyMiles 9K, Military Star 8200, Nordstrom VS 7800, Macys 7600, Lowes 6K, Pier 1 6K, Mohawk Floor 4500, TJX Mastercard 4K, Pottery Barn 4K, Amazon 3600, Talbots 3000, Barclaycard 2400, Ann Taylor 2280, Ballard Design, 1500, Victorias Secret 750, NY&CO 500, J.Crew 300



Message 9 of 35
waiter
Regular Contributor

Re: BML Credit Limit

started with 770 cl 3 years ago and now its 7300. 

Message 10 of 35
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