BOA AMERICA EXPRESS

[GIXXER]

I was looking at the boa express look like a cool card who do they pull?

[Anonymous]

ex for me and tu at my rqst to obtain higher cl. i like it, 0% for 12 months on bt's, $50 statement credit, and 9% apr.

[FretlessMayhem]

dnm, did you have any derogs when you were approved for that card? It looks pretty nice. But I don't want to waste an inq over it.

[Anonymous]

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FretlessMayhem wrote:
dnm, did you have any derogs when you were approved for that card? It looks pretty nice. But I don't want to waste an inq over it.

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1 paid med collection from years ago, think i paid it in '06.

[Anonymous]

also, you can do the pre-approval soft pull to see if they like you (if you aren't opted out).

[GIXXER]

different card who pull case

[Anonymous]

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GIXXER wrote:

different card who pull case

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chase, i think eq for me. been awhile though so i can't recall and it may have changed.

[GIXXER]

which one is good to apply for

[Anonymous]

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GIXXER wrote:

which one is good to apply for

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really only you can answer that. do you like the rewards structure, rate, lendor, card design, etc. of one over the other? everyone has an opinion as to why a card is good for them. the only shotgun answer i can give is i like/want many cards by many banks and cu's and in multiple types (visa, amex, mc, discover).

i like being able to have options and the ability to freeze use on a issuer if they don't treat me like a valued customer. i also had some life events happen and was scrambling to handle them. eventually i will have the ability to slap down one of several products and then deal w/the issue on my timetable.

[FretlessMayhem]

I just applied for and received the Chase Freedom card. I like the ability to swap out rewards at any time, though, it does have a 15.99 percent APR though...

Chase pulled EQ for me and gave me 10k.

I have tried the BoA site several times for the soft pre-approval and I get no love. The same thing happens with Amex.