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BOA APR reduction and card upgrade!

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New Contributor

BOA APR reduction and card upgrade!

I caled BOA to upgrade my Platinum to Cash Rewards, since the former gives me no benefit. They upgraded it without questions asked.

 

Then I was transferred to a different department for an APR reduction, and they went from my **bleep**ty 20.49% to a (For me) decent 15.49%.

 

Never hurts to call in and ask!

Message 1 of 7
6 REPLIES 6
Established Contributor

Re: BOA APR reduction and card upgrade!

Good job and congrats!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 15k = DCVR MILES 7k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 9k, 14k

FICO scores TU 764 EX 739 EQ 745
Message 2 of 7
Senior Contributor

Re: BOA APR reduction and card upgrade!

Congrats!  No HP?


Message 3 of 7
Valued Contributor

Re: BOA APR reduction and card upgrade!

Congrats on the outstanding APR reduction and card upgrade!  Smiley Happy

Message 4 of 7
Frequent Contributor

Re: BOA APR reduction and card upgrade!

Congratulations! I love BOA and their reward cards!

 

CSP- $8,000***Barclays Jetblue MC- $5,000***Cap One QS- $3,550***Synchrony Walmart MC- $2,400***BOA Travel Rewards- $2,000***BP- $600***CF- $500***Credit One- $450***Milestone- $300

AMEX Platinum Card- NPSL // AMEX Premier Gold Card- NPSL // Discover IT // Bank of America Travel Rewards // Chase Sapphire Preferred // AMEX Delta Platinum // Venture One // Barclays JetBlue MC // Synchrony Walmart MC // Barclays Apple Rewards // AMEX BCE // Blaze MC // BP Gas

Capital One Spark Business Visa // BP Business Solutions MC
Message 5 of 7
New Contributor

Re: BOA APR reduction and card upgrade!

No CLI. They offered it and also said they had better balance transfer offers for me on the phone as opposed to online...but could not guarantee no HP.

I just wanted the APR reduction and upgrade.
Message 6 of 7
Established Contributor

Re: BOA APR reduction and card upgrade!

I'm a BOA fanboy. I think that's a great reduction. Many banks don't even do it. Remind me 6 months from now after they wronged me somehow and I'm angrily posting about them that I said I was a BOA fan haha. Just kidding. I have had no issues with them.

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 7 of 7
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