it's kinda tricky but I had a BOFA Cash Rewards I kinda burned but not really as the charge off was later reversed by them. I tried to apply for a new card with them which was declined and basically the credit analyst hinted on the previous account I had. However in the denial letter they sent, the reason for denial was totally something else. By the way my FICO TU in the denial letter was 778 as of the time of application...
