@Anonymous wrote:Hello all, first time poster LONNNGGG time reader.
I was recently offered a Chase Sapphire Prefered with a SL of $8000 and have not accepted due to still wanting to garden a bit more, not sure that the travel points are the best for me at this time. The reason I even mention that offer is because obviously someone sees my worthiness. I really want to focus on growing both BOA and Discover and neither will move so I will actually love to take any input on either of these.
CSP is not just a travel card, you can redeem for cash and gift cards at 1c = 1 point. Redeeming it for travel increases the real value of it. I got this card a few years ago even though I knew I would never travel but the 500 bucks cold hard cash for the SUB was sweet.
@Anonymous wrote:
@gdale6 wrote:
@Anonymous wrote:Hello all, first time poster LONNNGGG time reader.
I was recently offered a Chase Sapphire Prefered with a SL of $8000 and have not accepted due to still wanting to garden a bit more, not sure that the travel points are the best for me at this time. The reason I even mention that offer is because obviously someone sees my worthiness. I really want to focus on growing both BOA and Discover and neither will move so I will actually love to take any input on either of these.
CSP is not just a travel card, you can redeem for cash and gift cards at 1c = 1 point. Redeeming it for travel increases the real value of it. I got this card a few years ago even though I knew I would never travel but the 500 bucks cold hard cash for the SUB was sweet.
So i'm assuming you still have the card? What was your CL? I'm afraid that I might get the $5000 approval (which is the minimum) once they run my HPs. Im still trying to garden but i also want to close this stupid creditone card Im not using but pay $8 per month for. I'd like to replace this with something like the CSP ... However, i'm worried that if i get the minimum approval from chase it won't grow.. or take forever to do so!
No, I PCed it to the regular freedom when the AF became due. 7.6K CL and Chase has 25K+ of COs on me from early 2000s most from banks that they have bought over the years. I dont ever get an auto approval no one who has COs with them previously ever does. Once you are in with them its a lot easier to grab some more of their cards. The AARP card was first with 6K SL then 2 years later the CSP.