cancel
Showing results for 
Search instead for 
Did you mean: 

BOA Cash Rewards 3% online shopping questions

tag
xenon3030
Valued Contributor

BOA Cash Rewards 3% online shopping questions

BOA Cash Rewards 3% online shopping seems to be great. Does it cover in-store shopping? Shall it be used for e.g. online purcahse and afterward, pickup in store (in most cases, possibly cannot be done in the same day)? How should it get used to get the most benefits from this card while shopping at e.g. Macys, Kohl, Walmart?


Fico8: EX~EQ~TU~810 (12 month goal~840).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclay View.
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: BOA Cash Rewards 3% online shopping questions

I believe as long as the charge shows up as an online charge (ie kohls.com) then it will count for online shopping, even if you pickup in the store.
However I have not done this so can't confirm.
Message 2 of 9
M_Smart007
Legendary Contributor

Re: BOA Cash Rewards 3% online shopping questions


@Anonymous wrote:
I believe as long as the charge shows up as an online charge (ie kohls.com) then it will count for online shopping, even if you pickup in the store.
However I have not done this so can't confirm.

I believe this ^^^^^^    is correct.

 

Message 3 of 9
gdale6
Moderator Emeritus

Re: BOA Cash Rewards 3% online shopping questions


@Anonymous wrote:
I believe as long as the charge shows up as an online charge (ie kohls.com) then it will count for online shopping, even if you pickup in the store.
However I have not done this so can't confirm.

Yes as long as you order it online you can pick it up in store.

Message 4 of 9
Anonymous
Not applicable

Re: BOA Cash Rewards 3% online shopping questions

I'll let you in on a secret. Hook up BoA cash rewards,  for online purchases,  to Walmart pay and use IN STORE.  It registers as an online transaction,  3%. 

Message 5 of 9
xenon3030
Valued Contributor

Re: BOA Cash Rewards 3% online shopping questions

It is not a secret Smiley Happy. It is already mentioned in their website (purchase online or within the app).


Fico8: EX~EQ~TU~810 (12 month goal~840).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclay View.
Message 6 of 9
lmhenry1
Contributor

Re: BOA Cash Rewards 3% online shopping questions

Here’s a more detailed thread on the flyer talk that goes into a deeper dive on it .

https://www.flyertalk.com/forum/credit-card-programs/1945621-bank-america-cash-rewards-3-category-qu...
American Express BCP - $30,000

NFCU More Rewards Amex $25,000

BOA Cash Rewards VISA Signature $25,000

Advantage Aviator Red World Mastercard - $15,150


Southwest Priority Rapid Rewards - $15,000



Chase Freedom -$8,400
Wells Fargo Propel Amex - $7,500
Total CL - $126,050

Future Goals Chase Trifecta
A Discover Card to have as a compliment to Chase Freedom Card
Message 7 of 9
staticvoidmain
Established Contributor

Re: BOA Cash Rewards 3% online shopping questions

I am considering this card JUST for the online category. How good is it?

 

I've been getting a lot of prequals for it (although I know it does not really give me any advantage). I think the only thing that is stopping me from applying was the FTF. "World Mastercard" but with FTF. *rolls eyes* 

 

Is this something anyone here would highly recommend? Not sure if the occasional extra 1% (vs 2%) is worth an app and an HP. I do like the SUB though ($200/$1000).

Message 8 of 9
Anonymous
Not applicable

Re: BOA Cash Rewards 3% online shopping questions


@xenon3030 wrote:

It is not a secret Smiley Happy. It is already mentioned in their website (purchase online or within the app).


It's not a big secret. A little secret. Not many people would think by having the product in their hand and paying for it at the register, it's considered an online purchase. On websites, of course they would.

Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.