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The request to call is a formality. If you don't call, they'll still make a decision.
I used the Luv button on Tuesday this week. Got the message but I didn't call.
This morning when I checked it was still at $5k. Login 10 minutes ago and saw they inscreased it to $8k.
Do you guys know if they do a soft pull on your credit report
it says its a soft pull unless they tell you othewise on the CLI page. Last time i tried a CLI i got the call them message and i did just like everyone else and didnt call them and then two days later they called me
i got 1k out of them . I am going to try again and see what happens . *crosses fingers*
In factoring our decision for a credit line increase on a personal account, your account performance and credit status will be reviewed. This request will not result in an inquiry to your credit report unless you are notified that it is required, and the decision will not have any impact on your credit history. Federal law requires that we collect income information to determine your ability to pay.
To request an increased line of credit, complete the form and click the "Request Credit Line Increase" button. By clicking the "Request Credit Line Increase" button, you authorize Bank of America to review your credit and employment histories and any other information in order to process this application, service your account and manage our relationship with you.
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Credit Line
Your current Credit Line is $x,000.00 We will determine the highest credit line for which you qualify based on your credit standing and the information you provide. If you have a particular amount in mind, please enter that amount below.
i just tried the button also and got the call message.. lets see if I get some love! Current Cl is 2500 with Bofa Amex Accelerated Rewards. I asked for 5000 so lets hope I get it so I can get ride of Cap One with 1500CL (the annual fee is coming up in jan. so I want to close it out)