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BOA Premium Rewards Travel Credit & Gift Card Use

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Peteyglad
Established Contributor

BOA Premium Rewards Travel Credit & Gift Card Use

Just a DP, buying a $100 AA gift card still triggers the travel credit on this card. I have seen a whole lot of info on AMEX and their travel credit, but not much recently on this card.

Bought a $100 AA gift card Saturday August 10th after a long week the website showed on Monday the 19th that the travel credit had been used and today the 21st it was officially reimbursed. 

Chase Sapphire Preferred 20k | Amex Delta Platinum 20k | Amex Hilton Aspire 20k | US Bank Cash+ 25k | Chase Amazon Prime 25k | Barclaycard Aviator Red 40k | Bank of America Alaska Airlines 42k | Chase Marriott 50k | Discover It 50.3k | Amex EDP 52k | Citi Thank You Premier 56K | Bank of America BBR 57.9k
Message 1 of 12
11 REPLIES 11
FinStar
Moderator Emeritus

Re: BOA Premium Rewards Travel Credit & Gift Card Use

Yup this is still doable per DoC. I just did it last month.
Message 2 of 12
simplynoir
Community Leader
Mega Contributor

Re: BOA Premium Rewards Travel Credit & Gift Card Use

IMO I think this will probably be one "loophole" that will stay open just because of the UW for this card which I guess is a good thing for those that have it.

Message 3 of 12
JR_TX
Valued Contributor

Re: BOA Premium Rewards Travel Credit & Gift Card Use

I’m not getting it. Can someone pls enlighten me as to what benefit buying an AA giftcard brings as opposed to just paying for fare with the BoA PR? (Other than being able to gift someone)
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 4 of 12
AverageJoesCredit
Legendary Contributor

Re: BOA Premium Rewards Travel Credit & Gift Card Use

Benny is you can say you beat the system
Message 5 of 12
coldfusion
Community Leader
Mega Contributor

Re: BOA Premium Rewards Travel Credit & Gift Card Use


@JR_TX wrote:
I’m not getting it. Can someone pls enlighten me as to what benefit buying an AA giftcard brings as opposed to just paying for fare with the BoA PR? (Other than being able to gift someone)

The $100 is supposed to be usable against incidentals, not airfare.    Giftcards can be directly applied against airfare. 

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 6 of 12
CreditCuriosity
Moderator Emeritus

Re: BOA Premium Rewards Travel Credit & Gift Card Use


@coldfusion wrote:

@JR_TX wrote:
I’m not getting it. Can someone pls enlighten me as to what benefit buying an AA giftcard brings as opposed to just paying for fare with the BoA PR? (Other than being able to gift someone)

The $100 is supposed to be usable against incidentals, not airfare.    Giftcards can be directly applied against airfare. 


or sold to offset af as well..  Granted not for face value, but close enough

Message 7 of 12
JR_TX
Valued Contributor

Re: BOA Premium Rewards Travel Credit & Gift Card Use


@coldfusion wrote:

@JR_TX wrote:
I’m not getting it. Can someone pls enlighten me as to what benefit buying an AA giftcard brings as opposed to just paying for fare with the BoA PR? (Other than being able to gift someone)

The $100 is supposed to be usable against incidentals, not airfare.    Giftcards can be directly applied against airfare. 


 

Oh it makes sense now. Thanks @coldfusion

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 8 of 12
JR_TX
Valued Contributor

Re: BOA Premium Rewards Travel Credit & Gift Card Use


@CreditCuriosity wrote:

@coldfusion wrote:

@JR_TX wrote:
I’m not getting it. Can someone pls enlighten me as to what benefit buying an AA giftcard brings as opposed to just paying for fare with the BoA PR? (Other than being able to gift someone)

The $100 is supposed to be usable against incidentals, not airfare.    Giftcards can be directly applied against airfare. 


or sold to offset af as well..  Granted not for face value, but close enough


 

Lol. That’s actually what I sort of had in mind at first and then some. But mine is more in violation of the TOS. ☠️☠️☠️

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 9 of 12
Peteyglad
Established Contributor

Re: BOA Premium Rewards Travel Credit & Gift Card Use

I do wish BOA and Amex would just make their airline credits true travel credits like Chase and US Bank currently does. Would make it so much easier, but then again I assume that the banks make it a little tougher in hopes people won't redeem all their credits saving them some money.

Chase Sapphire Preferred 20k | Amex Delta Platinum 20k | Amex Hilton Aspire 20k | US Bank Cash+ 25k | Chase Amazon Prime 25k | Barclaycard Aviator Red 40k | Bank of America Alaska Airlines 42k | Chase Marriott 50k | Discover It 50.3k | Amex EDP 52k | Citi Thank You Premier 56K | Bank of America BBR 57.9k
Message 10 of 12
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