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Hey all,
Been in this "stinkin garden" for awhile now just trimming the herd up. Decided to cut ties with my already SUB obtained Merrill Lynch visa sig. This was actually my second Merrill Lynch. Got the first one earlier in my rebuild and missed out on the SUB. But, got this one a year and half ago and promptly met the bonus, got the cash, and ran. Asked the rep for a reallocation but ONLY via a sp pull due to misinformation by reps with past reallocations resulting in hps. Rep was very knowledegable to what I was intending to accomplish and had it done within 10 mins flat. So all told combinded Cash Rewards Visa and Merrill Lynch into one monster limit of $55,600. I have seemed to hit a wall with them so no cli's since Sept of last year on either card. This strategy makes more since to me as I always get very sweet BT offers from them and now I can throw a BT on this card and have absolutely no worries about utilization being an issue.
This makes my second $50k plus card in my portfolio and working on a 3rd. And besides, some of us have to work for our $50k limits around here. There not just handed to us lol!
Just another day at office in my gardening stint. Talk to you'll soon.