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Was chatting with a BOA card services rep and he said that BOA check TU, EX , EQ and Innovis.
I never heard of Innovis so I googled it and was rather surprised.
Anyone else heard of lenders using them?
I've never once heard of someone pulling Innovis.
Last time I tried checking that report they had no on-line access and the request had to be sent in writing. Pretty sure I never got a response.
Didn't realize that they checked it but that makes sense. I recently asked them to remove a dispute comment from my reports, and their response letter said they would contact EQ, EX, TU, and Innovis.
You really gotta wonder how much crap is hiding on our innovis reports. They can't be seen on-line and don't always respond to requests for reports. I've been waiting over two years for a report from them, LOL!
@drkaje wrote:You really gotta wonder how much crap is hiding on our innovis reports. They can't be seen on-line and don't always respond to requests for reports. I've been waiting over two years for a report from them, LOL!
I never had trouble getting a report from them (for DW and myself). The reports were rather barren, because almost no one reports to them and what is reported is very selective.
I remember Chase used Chex Systems when I opened a checking acct with them. https://www.consumerdebit.com/consumerinfo/us/en/index.htm is the site to order your Chex Systems report.