BOA checks Innovis

[CS800]

Was chatting with a BOA card services rep and he said that BOA check TU, EX , EQ and Innovis.

I never heard of Innovis so I googled it and was rather surprised.

Anyone else heard of lenders using them?

[drkaje]

I've never once heard of someone pulling Innovis. 

Last time I tried checking that report they had no on-line access and the request had to be sent in writing. Pretty sure I never got a response.

[Walt_K]

Didn't realize that they checked it but that makes sense.  I recently asked them to remove a dispute comment from my reports, and their response letter said they would contact EQ, EX, TU, and Innovis.

[drkaje]

You really gotta wonder how much crap is hiding on our innovis reports. They can't be seen on-line and don't always respond to requests for reports. I've been waiting over two years for a report from them, LOL!

[stan_the_man]

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@drkaje wrote:

You really gotta wonder how much crap is hiding on our innovis reports. They can't be seen on-line and don't always respond to requests for reports. I've been waiting over two years for a report from them, LOL!

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I never had trouble getting a report from them (for DW and myself). The reports were rather barren, because almost no one reports to them and what is reported is very selective.

[mxp114]

I remember Chase used Chex Systems when I opened a checking acct with them. https://www.consumerdebit.com/consumerinfo/us/en/index.htm is the site to order your Chex Systems report.