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I have a BOA beige visa no rewards 5k limit. Does BOA offer conversion to their rewards card? Does this require a HP? Would this be considered a new account for reporting purposes? Any assistance would be helpful. Thanks.
My DW has the same visa card as you and BofA just recently sent her a letter offering a free upgrade to the Bankamericard Cash Rewards card with no HP. Same card number, same limit.
I PC'd my no rewards alumni association MC to a Cash Rewards card with no HP. My only complaint is that it takes them an eternity to get you a new card.
Edit: And no, it is not a new account.
I was able to convert my Platinum Visa (this was a secured card with a $400 CL in 2013 initially and became unsecured a year later in 2014) to a Cash rewards card. My initial request was denied but was able to get a CLI from $400 to $5k but this required a HP. A week later I contacted BoA again to see if I could upgrade the card to something else. Long story short my request was approved. But as previously mentioned - it took FOREVER for the new card to be delivered to me. They told me it would take 2-4 weeks and they took the entire four weeks. My card number stayed the same and it shows I have been a cardholder since 2013 - which is nice.
Same here for me as for xvassagox and GeorgiaBulldog...received a WorldPoints Platinum Plus beige MC card upgrade offer from BoA, to their Cash Rewards MC in 2014 No HP and no new account.
got the upgrade to the rewards card. Thanks for the help
@Anonymous wrote:got the upgrade to the rewards card. Thanks for the help
Congrats on the successful upgrade!
@Anonymous wrote:got the upgrade to the rewards card. Thanks for the help
Excellent!