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I lucked (typo) out, Chase didn't hard me when I apped for joint on my DWs Plat card.
haulingthescoreup wrote:
Discover told me that they do NOT do a hard on the new joint user, and this was confirmed by a poster. AmEx doesn't do joint users at all. Citi won't convert. Chase will convert, but with a hard pull.
I started a thread over on General Credit Issues (it felt more appropriate there) on converting AU to joint because of FICO 2008. If you would, could you add what you found out about the BofA process to this thread? thanks!
http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=56719
(I'm on Firefox at the moment, so you'll have to copy/ paste the URL into your browser window.)
@fused wrote:
I licked out, Chase didn't hard me when I apped for joint on my DWs Plat card.